जगभरात सध्या हवामान बदल आणि तापमान वाढीवर चर्चा केली जात आहे. जगभरातील अनेक ठिकाणी हवामान बदल, तापमान वाढ आणि शाश्वत जीवन यावर चर्चा करीत असताना विविध संकल्पना उदयास येऊ लागल्या आहेत. शहर केंद्रस्थानी ठेवून मनुष्याचा ओढ शहराकडे अधिक वाढला आहे. शहरांची लोकसंख्या जशी वाढत चालली आहे, त्याच तुलनेत तेथील समस्या अधिक वाढत आहेत. भौतिक सुविधांची रेलचेल असताना मात्र जीवन सुखकर होण्याऐवजी ते त्रासदायक आणि धोकादायक होत चालले आहे. त्यामुळे शहरापासून दूर गाव-खेड्याकडे आज पाहण्याची गरज आहे. त्यातूनच आता ‘ग्लोबल वार्मिंग’ लक्षात घेऊन खेडी समृद्ध करण्याची गरज आहे. या संकल्पनेतून ‘इको व्हिलेज’ ही संकल्पना आता विकसित होत आहे. सुंदर गाव, स्वच्छ,हरित गाव, पर्यावरण पूरक गाव आणि शाश्वत जीवन देणारे गाव आता गरजेचे आहे. त्यानुसार गावाला आता खऱ्या अर्थाने ‘इको व्हिलेज’ करण्याची गरज आहे.

The aim of this research paper was to determine the correlation between Punctuality and Self Actualization of B.Ed. students. Punctuality is said to be the soul of business and there can be nothing more fundamental to the student’s life than punctuality. Self Actualization reflects the intrinsic belief in the self .i.e. the overall opinion and value of a person .Description survey method was adopted in this study. This study revealed that the B.Ed. students are having a high level of Punctuality and self actualization. Overall, the study concludes that, there is a significant correlation between Punctuality and self actualization

Women empowerment is a debatable subject. Earlier women were getting equal status with men. But they had faced some difficulties during post-Vedic and epic ages. Many a time they were treated as slaves. From early twenty century (national movement) their statuses have been changed slowly and gradually. In this regard, we mentioned the name of the British people. After then, independence of India, the constitutional makers and national leaders strongly demand equal social position of women with men. Today we have seen the women occupied the respectable positions in all the fields. Yet, they have not absolutely got free from some discrimination and harassment of the society. A few number of women have been able to establish their potentialities. Therefore, each and everybody should be careful to promote the women statuses. India has experienced rapid growth and development in the past years in many spheres. This is deplorable considering the important role played by women in the socio-economic growth of the country. The Indian development model has yet to fully incorporate the important role played by women for propelling the socio-economic growth of the country. Current governments at state and central level must understand that no nation can progress unless its women are given equal access to opportunities and adequate safety and security. This Research paper discusses on women Empowerment, Its importance and States the importance of women in Indian economy.

The gender based violence against women is the pervasive social belief system that posits male superiority over women as natural and preferred. There exists a broad based social belief that women are inferior and that it is their role to be subservient to men. Despite various laws enacted in the country to counter the gender based violence and to provide remedial measures to women, the number of crimes against women has been on the increase. The beliefs of male domination and patriarchy pervade so much of our society and its institutions, eradicating violence against women will require changes at the fundamental levels of the society. These changes must eliminate policies and practices perpetuated by the male dominated culture that sexualize women as objects, demean their values, restrict their participation in decision making, dehumanizing them with labels, control their rights over their own bodies and marginalize and demean their presence. This study has been conducted in the city of Tiruchirapalli where the domestic violence against women are in the increasing trend. The study focused mainly on the physical violence meted out to women.

The term digital divide is used to describe the discrepancies between people who have access to the use of new information and communication tools, and people who do not have the resources and access to the technology. In this paper an attempt has been made to find out whether digital divide exist among college students in Pernem Taluka of Goa across gender. Analysis was done with the help of SPSS. However a significant difference was noted across the gender with regards to the medium of use of internet and the reasons or purpose of use of internet.

Human need to have the three basic rights namely food, cloth and shelter guaranteed in any nation for that matter. If individuals are not ensured with such basic needs, it is the failure of the State and the civil society. The women’s land and housing rights in India are governed by the respective personal laws of the respective religion. The women’s property rights are again determined by their position in the family whether she is a daughter, sister, wife, mother, grandmother, and daughter in law or a widow of the diseased person. The extent and magnitude of property rights varies according to the religious laws. However, the laws are discriminatory and do not give equal rights in property to women in general and widows in particular across all religious groups. The customary practices also curtail the access to property rights to women. The socio economic conditions of widows also add up to the vulnerability. This paper explores the socio economic conditions and vulnerability of widows among Muslim minority community and their access to and control over property rights, particularly their basic right to have shelter as Housing rights.

The telecommunications industry in India was liberalized in the early 1990s, paving the way for a significant influx of investments in the industry. Over the last decade, this industry has experienced an exponential growth in subscriber base especially in cellular mobile service sector causing the cellular mobile service sector to dominate in overall telecommunications industry. Liberalization has led to increasing competition and rapid technological advancements. This dynamic competitive environment has resulted in increased attention being paid to customer acquisition activities. On the other hand, customers are becoming more knowledgeable due to the heightened marketing activities prevalent in this industryand this has resulted in increasing demands of the customers for better service and more sophisticated value added services. The comparative study has been conducted to find out the information from the rural and urban consumers of West Bengal. SPSS 21 is used to analyze the results. The researcher has used multiple regression method to conduct the survey. 220 responses from both urban and rural areas have been collected with the help of well structured questionnaire & Convenience Sampling Method has also been used to choose the sample. The findings of the study reveals that income is having a significant impact on both rural & urban consumers at the time of purchasing a SIM card.

Active learning engages students in learning, using activities such as reading, writing, discussion, or problem solving, which promote analysis, synthesis, and evaluation of class content. Student learning interest increases when active learning methods are employed in the classroom. It improves student’s knowledge and retention of material. Active learning engages students in two aspects – doing things and thinking about the things they are doing. Use of technology tools and multimedia helps enhance the atmosphere of the classroom. Different types of active learning strategies such as group discussion, think-pair-share, flipped classroom, brainstorms ideas etc can be implemented in in-class or out-class segment activity

For making selection investment in India, one should be registered either as a foreign institutional investor (FII) or as one of the sub-accounts of one of the recorded FIIs. Both registrations are granted by the market regulator, SEBI. Foreign institutional investors mainly consist of mutual funds, pension funds, endowments, sovereign wealth funds, insurance companies, banks, asset management companies etc. Foreign institutional investors and their sub accounts can invest directly into any of the stocks listed on any of the stock exchanges. Most portfolio investments consist of investment in securities in the primary and secondary markets, including shares, debentures and warrants of companies listed or to be listed on a recognized stock exchange in India. An FII registered as a debtonly FII can invest 100% of its investment into debt instruments. Other FIIs must invest a minimum of 70% of their investments in equity. The balance of 30% can be invested in debt. Aims Of this paper are 1. To find out the impact of FII on Indian capital market, 2. To determine the behaviour and trend of FII’s on Indians tuck market, 3. To determine the factors the influence investment decision of FII’s, 4.To find out the relationship between the FIIs investment and Indian stock market, 5. To examine the correlation if any exists between the FII net equity flow and nifty, by using Linear Regression & Correlation.

In the present study is about attitudes towards scienceand academic achievement secondary school students. The population included grade students a total of 38 students (8 girls and 30 boys). The research instrument was the Persian translation of the Science Education questionnaire. Results indicated that there is no significant difference between boys and girls attitude towards of science secondary school student. There is no significant difference between boys and girls academic achievements of science secondary school students. There is no significant relationship between attitude towards science and academic achievement.

Skill Gap is the difference in the skills required on the job and the actual skills possessed by the employees. The skills gap is a complex issue, with lots of disagreement about causes and solutions. As the world of work is rapidly growing in terms of the advancement of science and technology, unprecedented demand for better graduates has been created. However, the world of work often criticizes that existing university curricula fall short to tackle the practical issues in the work field. With 15 million youngsters entering the workforce each year, more than 75 per cent are not job-ready. India will need 700 million skilled workers by 2022 to meet the demands of a growing economy. This glaring imbalance, due to lack of technical and soft skills, points towards the urgent and growing need to make young Indians job-ready, focusing on young graduates to augment their employability. Technical education plays a vital role in the development of the country’s human resource by creating skilled manpower, enhancing industrial productivity and improving the quality of life. This will help increase the availability of better talent in the job market to be absorbed, as, in the current scenario, of the seven lakh engineering students that graduate annually, merely seven per cent are fit for core engineering jobs. What would also help is providing training in not just technical skills but also soft skills or communication skills, preparing them to transform into workers from students. Revamping the education system can help bridge the talent gap staring at us, especially at the college level, as it forms the first step into the professional world. Colleges need to collaborate with industries to chalk out a curriculum that entails and integrates technological education and advancements.

Dr. B. R. Ambedkar is a well known intellectual and philosopher of world fame. His is one of the best brains in the world of modern period. Being a staunch protagonist of religion, he differed with who negotiate the necessity of religion in one hand, and in various aspects with other religions except Buddhism in other. He is the revivalist of Buddhism in India of modern period. It is not an exaggeration to say that Dr. Ambedkar is the modern Buddha. He is the greatest scholar of modern period in various disciplines in general, and of Buddhism in particular. This paper deals about Dr. Ambedkar’s ideas on Buddha and his Dhamma i.e. his religion and a comparison with other religions in brief. This also deals with the basic requirements of a religion to fulfil and how Buddhism fulfils them and deals also with the measures to be taken for spreading of Buddhism.

There are number of cloud providers which lease VM Template but most of the time the cloud consumers are concerned about the fact that the VM Template in cloud which he/she is checking is authentic or not. To solve the issue raised by many consumers about authentication of VM template in the cloud, we have analyzed different cryptographic techniques with their working, advantages and disadvantages over other techniques in this paper. There are number of variations of each and every technique which is discussed in detail in our paper.

This study searches the stock selection preference of individual equity investors in Kerala. The study put forward many important informations to investment advisors about stock selection preference of equity investors in Kerala. The knowledge about investors’ behavior helps capital market regulators to improve the regulatory activities to protect the interest of investors .The study was conducted at various branches of stock brokers in Kerala. The purpose of the study was to identify the important stock attributes which influence the individual investors while taking investment decisions. Five attributes with two levels each are selected for the study, which includes Image of the firm with levels Companies from established groups and Independent companies, News in media with levels Positive and Negative, Expected stock return having levels Expected high long term return and Expected high short term return, Price trend with levels Recently upward and Recently downward and Recommendations with levels Analysts/Existing investors and Neutral. These attributes have significance on stock selection behavior of individual equity investors in Kerala. The study would help the companies to understand and target the individual investors according to their preferences.

Banks are the backbone of financial systems and play an important role in economic development of the countries. Banks are the highest financial intermediaries in our economy and therefore they always deserve careful study. However, of late in general the bank’s position has become precarious. This is mainly due to the high volume of Non-Performing Assets accumulated over the years. Non-performing assets are those assets which are not able to service the account by timely paying the interest charged as well as the installments agreed upon to the bank and the assets condition is such that these do not cover the outstanding balances in the account. This has a serious impact on the bank’s profitability as well as the capital of the financing bank gets eroded. So far as the public sector banks are concerned the government has to fund those banks in order to keep those banks functioning. The Government as well as the Reserve Bank of India has now been equipped to take stringent actions against those defaulting borrowers and the steps are on. It is not an easy task as the securities charged to the banks do not have buyers because of the prevailing marketing conditions. The banks are expected to improve their pre sanction scrutiny of the credit proposal and should strengthen the post disbu

Exchange, business, commerce, trade etc., are the various areas of economic life of human beings. This economic factor is possible through the natural human ability of communication. Faster communication result into higher speed of business transactions. Mankind has continuously tried to make business transactions easy through science and technology. The outcome of this one the various modern technologies named after its application and scope such as E-Commerce. EBusiness, E-mail, E-brain, E-Culture and E-Governance and so on. One particular form of that technology, the paper attempts to present is E-Commerce. Efforts are made in this paper to probe into the evolution of E-Commerce and its available definitions, areas of application and its significance. The paper also reveals the Indian scenario regarding the employment, revenue, total market, browsers, and age group. The E-Commerce though in embryonic stage in India, has a very bright future.

The formal frame for institutional arrangement for rural reconstruction was envisaged by the Balwanta Rai Mehata committee. The recommended arrangements were expected to bring far-reaching socio-political changes in rural India, which was imagined by diverse trajectories of thought in pre and post independent India. These perspectives played a role in formulating plans of action for reconstruction of rural India. The imagined world of rural India swung between two extremes of romanticism and rejection. Looking in to those perspectives and arguments and contestations woven around them will be appropriate. Dwelling on the earlier debates on the nature and structure of village society and also on the arguments, which range from building blocks of new India as basic units of governance to viewing them as subjects of guided modernization by the state, will provide insights to understand the nature of institutional building and the transformation potential of those institutions.

Stress is common amongst students. You will still encounter unexpected troubles that will rock your sanity Students entering colleges are at an obvious turning point in their educational career. It is also a crucial phase in their life in which seeds for their future are sown. The time span spent at this stage by them is both psychologically and sociologically a very important period of his life. This period of adolescence has been described as a time of 'Storm and Stress' as many physical and psychological changes take place in the personality of the student.Moreover it is a period of changes in Biological, Cognitive, Social and effective functioning. Puberty involves dramatic endocrine changes that affect the internal and external structures and functioning of the body. These biological changes may be negative or they may be positive opportunities for adaptation depending primarily on how they perceive the changes. It is a period of cognitive development where young people develop the capacity to think about thinking and youth turn to others who are similar to themselves to determine appropriate behavior. In other words, peers increase in importance and to avoid social ridicule, most youth develop uniformity in appearance and behavior. They are also ambitious by nature. They may have so ' many aspirations and desires to be fulfilled. Despite their best planning and efforts they may not get the desired success. At times they find themselves in a state of utter confusion and bewilderment. Adolescence is a dangerous period of time where young people experience self organization and role confusion. For them, stress mainly comes from academic tests, interpersonal relations, relationship problems, life changes, and career exploration. Such stress may usually cause psychological, physical and behavioral problems.

Efficient management of human resource of a bank and work ethics of employees will lead a banking company to great success, hence the researcher has made an attempt to study selected aspects of work ethics of selected private sector banks in Nagapattinam district of Tamilnadu state. The present study has been undertaken with primary data collected from 150 sample respondents through questionnaire. The researcher selected three private sector banks namely ICICI Bank, Axis Bank, HDFC Bank in the study area and collected data from 50 respondents each from each bank. The researcher applied percentage, mean and ranking method as statistical tools for analyzing the data. The researcher analysed 11 aspects of work ethics of employees in private sector banks in Nagapattinam districts of Tamilnadu state. It is found from the study that optimum work load is present in private banks, no monotonous job, since different types of works are allotted to employees, they accept that there is high responsibility and accountability in private banking job. On the other hands, the respondents are felt that working hours are not convenient and they felt that there is high work than what they expected.

Goods and Services Tax popularly known as GST is an Indirect tax. Goods and Services Tax (GST) is most ambitious and biggest tax reform plan, which aims to stitch together a common market by dismantling fiscal barriers between states. It is a single national uniform tax levied across India on all goods and services. In GST, all the indirect taxes will be subsumed under a single regime. This researchpaperhighlightsinternational scenario, theShort Term and Long Term Effect of GSTintheIndianTaxSystem

In the broadest term, co-operation is basically an economic system with social content and outlook. The concept of human resource development (HRD) in cooperative sectors is a recent phenomenon. Hence, it has remained neglected in the national psyche. Generally, co-operative institutions constitute to organizational elements namely business enterprise, and social institutions signifying associations of persons. The growth of non-agricultural co-operative sectors consists of two parts: (a) State Co-operative Bank and (b) State Industrial Co-operative Bank. The State Co-operative Bank federates District Central Co-operative bank at district level and the State Co-operative Bank at level of city having linkage with the urban Cooperative Banks primarily. Since March 22, 1996, Maharashtra State Urban Cooperative Banks (apex Urban Co-operative Bank) has been affiliated to urban cooperative banks and the employee’s co-operative credit societies, and the employees’ co-operative credit societies. State Industrial Co-operative Bank federates central Industrial Co-operative Banks.

The Indian Constitution is committed both to the idea of equality and to the preservation, protection and assurance of rights of minorities. Education remains a top priority in India and educating girls become further important in the country where women constitute fifty percent of human resources and are playing a vital role in shaping the economic, social, cultural and political fabric of the society. The National Commission for Minorities in India has identified Muslims, Christians, Sikhs, Buddhists and Parsees which constitute 20.22% of the total population of the country as religious minorities, while Hindus are the majority group. Among these various minorities, Muslims occupy an important position in Indian society. It has also been reported that the dropout of the Muslim Students from schools and other educational institutions is of higher rate. Female literacy among the Muslims is also significantly low and this is one of the important reasons of ignorance and illiteracy in Muslim community. It revels from the present study that Muslim community in India is the most backward in terms of education as well as socio economic condition. It makes clear that the vision of Muslims is not towards modern education. The present study has identified the problems of Muslim’s education in India and further address the proper suggestion and measures for improvement the status of Muslim education.

Learning style was considered as the ways or methods by which an individual acquire learning. Effective teaching will not be taking place if it will not match with the learning style of students. So, the researcher tried to study the learning style of students studying at Higher Secondary (H.S.) level. The researcher used Felder and Soloman Index of Learning Styles (1991) to study the learning style of students. The findings of the study revealed that the H.S. level students of Dibrugarh district preferred balance learning style in each of four dimensions of learning style (i.e. active/reflective, sensing/intuitive, visual/verbal and sequential/global).

Present study is related with study of activites of Human resource development practices implemented in the Nationalised banks of Maharashtra is in the form of 'ex-post-facto' and empirical research in its approach in which an effort is made to study the HRD activiites carried out in banks HRD activities are actions that has to be taken in development of organisation and employees.It includes development of organisation, employees and increasing efficiency of organisation. In this regard study was conducted regarding the agreement of the branch managers to the eleven major actions of the HRD included in the questionnaire. Average score of each HRD activity for branch managers taken together were used for the conclusions. It is good to notice that the overall combined average score of all the 11 activities for branch managers was 4.21 indicating 84.2% degree of agreement of the branch managers. Overall score values of all these activities ranged from the lowest 4.06 and the highest 4.30 (from 81% to 86% degrees of agreement From this analysis, it could be inferred that the branch managers expressed their very high degree of agreement for all the 11 activities of HRD included in the questionnaire and as such all these activities were found highly relevant for HRD in the nationalised banks.

Banking industry is undergoing unprecedented changes driven by consolidation by means of mergers and acquisitions all over the world. To procure the benefit of economies of scale, merging and acquisition has become one of the principleobjectives of many banks. Merger of SBI with its 5 associate banks namely State Bank of Bikaner and Jaipur (SBBJ), State Bank of Mysore(SBM), State Bank of Travancore (SBT), State Bank of Hyderabad (SBH), State Bank of Patiala (SBP) and BharatiyaMahila Bank took place on 1stApril, 2017 is the largest merger in history of Indian Banking Industry.The merger had made State Bank of India one of the 50 biggest banks of the world. The study would enumerate the reasons why State Bank of India (SBI) has been merged with its associate banks, its impact on its stake holders. It also discusses the benefits to the customers and its associated banks

The proposal of imparting entrepreneurship into education and its impact on employment has spurred much enthusiasm in the last few decades. Putting this idea into practice has however posed significant challenges alongside the stated positive effects. Lack of time and resources, teachers’ fear of commercialism, impeding educational structures, assessment difficulties and lack of definitional clarity are some of the challenges practitioners have encountered when trying to infuse entrepreneurship into education.

Teachers are the architects of the future.It is therefore,essentialthat teachers should possess spiritual intelligence and emotional intelligence.The present study aims to investigate the relationship between spiritual intelligence and emotional intelligence of senior secondary school teachers of district Saharanpur.The teachers working in senior secondary schools situated in district Saharanpur are constituted the population for the present study.100 teachers were selected by adopting random sampling technique.Mean and coefficient ofcorrelation were used for the statistical analysis.Findingsrevealed that spiritual intelligence does not affect emotional intelligence of senior secondary school male and female teacherts

Primary education constitutes a very vital part in the entire structure of educational program. It is at this that the child starts going to a formal education. It means that the child comes directly from home to primary school and has many adjustments. Primary education is that education which is given between 6-14 years age. Primary education is often considered to be the first stage of the entire super structure of educational set up in India. It is primary education which helps in removing mass illiteracy, thus making the most significant contribution to the efficient functioning of democratic institutions. On 26th January, 1950 when India was declared a Republic, the Article 45 of Directive Principles of State Policy was finally accepted. The state shall make an endeavor to provide within a period of ten years from the commencement of the constitution, for free and compulsory education for all children until they complete the age 14 years. But it was not possible for a long time. It is good that the Government of India has passed the Right of Children to Free and Compulsory Education Act-2009, which is popularly known as ‘RTE Act-2009’.

“Anything that is worth teaching can be presented in many different ways. These multiple ways can make use of our multiple intelligence” - Howard Gardner Intelligence is the ability to solve problems or to create products that are valued within one or more cultural settings. Everyone likes intelligent, smart, efficient and well adjustable human beings. Everyone has intelligence or combination of intelligence in a particular level. Gardner set about studying intelligence in a systematic multidisciplinary and scientific manner, drawing from psychology, biology, neurology, sociology, anthropology, arts and humanities. This resulted in the emergence of his theory of multiple intelligence. According to Gardner, there are biological and cultural bases for multiple intelligences. Accepting Gardner’s theory of multiple intelligence has several implications for teachers in terms of classroom instruction. The theory sates that all eight intelligence are needed to productively function in the society. Since all children do not learn in the same way. Therefore an educator creates an intelligence profiles for each students to properly assess the child’s progress. Mathematics is a subject that consist of two aspects, namely knowledge and skills. In knowledge, there is much in mathematics that one simply has to know and therefore has to learn, for example, many terms, definitions, symbols and theorems. In skills, there are many things in Mathematics that the learner must learn to do like, for example, the skills of counting, of adding and subtracting, of multiplication and division. Learning mathematics is a means of developing logical and quantitative thinking abilities.

The establishment of the Sultanate and its capital at Mehrauli (South Delhi), which was one of the most important cities of that time, affected the Meos, being seen by them as the appropriation of Meo land. Not surprisingly, their raids were incursions into the new capital, affecting traders, pilgrims, and the water carriers at the city's major sources of water. The concentration of Meo Settlements when they forge their presence onto the pages of history in the mid-thirteenth century is in the region South of the capital called Mewat. Mewat derives its name from the ferocious Mewati.1 In the mid-thirteenth century they inhabited settlements around the periphery of Delhi, in the Siwalik hills (in the contemporary state of Haryana), Bayana, and in the Kohpaya.2 The Kohpaya includes Bharatpur, Dholpur, and a part of Jaipur and Alwar that Stretches up to Ranthambhor.3 This became the heartland of Meo resistance against the Sultans of Delhi

Democracy is a form and a method of Government whereby revolutionary changes in the social life are brought about without bloodshed - Ambedkar Dr. B. R. Ambedkar was a prominent political thinker of our times. His political philosophy associates with the grand political streams such as liberalism, conservatism, Marxism and communitarianism. At the same time he differentiates himself with these dominant political traditions in his own authentic and indigenous way. Ambedkar’s philosophy is essentially ethical and religious. For him, social precedes the political. Social morality is the central to his political philosophy. His conception of democracy internalizes the principles of equality, liberty, and fraternity in its true spirit. For him, democracy was the end and the means of this ideal. It was the end because he ultimately considered democracy as coterminous with the realization of liberty, equality and fraternity. At the same time, democracy was also the means through which this ideal was to be achieved. Ambedkar says: “Democracy is not a form of government, but a form of social organization. The roots of democracy are to be searched in social relationship, in terms of the associated life between the people who form the society”. This paper will discuss about Dr. Ambedkar’s political philosophy with special reference to democracy

(The present study was conducted to find out effectiveness of differentiated instructions in teaching of environmental studies in primary school. The study has provided an opportunity for researcher to work with school teacher in developing differentiated instructions and used developed material in teaching learning process. A sample of 60 students were selected from third standard of Mararhi medium school through purposive sample technique from Bhivandi area. Experimental method was used in present study. The study revealed that differentiated instructions was very much beneficial for students to achieved mastery on the subject . Majority of Students having opinion that the this type of instructions created interest in the studies. The result revealed in the study indicated that learning using differentiated instructions contribute significant increase in academic achievement of students to compare to traditional method)

Portfolio management is a vital aspect of decision making process for any investor. It is crucial for the investor to take a call as to where to invest and how much to invest. The present study focuses on constructing the optimal portfolio with the help of Sharpe Single Index model. Sharpe Single index model uses various inputs such as excess return to beta ratio, unsystematic risk, market return and variance etc to construct the optimal portfolio. In present study, portfolio is constructed from IT stocks of NSE IT Index. Montly data is collected from Ten IT companies of NSE IT for the time period of One Year from December 2016 to November 2017. Out of 10 stocks, 5 stocks are selected for investing namely MindTree (32.127%), Infibeam (4.30%), KPIT (17.761%), OFSS (26.117%) and Wipro (19.691%)

Indian influences are scattered everywhere in the work of the British poet,critic,dramatist T.S.Eliot Eliots interest in Indian thought came large though the influence of his teachers at Howard. The most important influence in Eliots Howard days seems to have been Irving Babbitt whose thoughts were based upon the study of Pali manuscript. The most important influence in Eliot's Harvard days seems to have been Irving Babbitt whose "system of thought was based upon the study of the Pali manuscripts, the earliest authentic Buddhist documents." Eliot later commented that in Babbitt he found not merely a tutor, "but a man who directed my interests, at a particular moment, insuch a way that the marks of that direction are still evident." After studying for one year in Paris which was a centre of Sanskrit studies Eliot back at Howard in Sept 1911, studied ancient Hindu literature and scriptures for two year under the guidance of Charles Layman and also applied himself to the reading of Patanjali, Yoga Suthas under James Wood. A reading of T.S. Eliots poetry reflects the contribution and influence of the ideas and wisdom of ancient India. In his poetry references may be found to the Vedas, the Upanishad, the Bhagwat Gita, Patanjali Yoga Suthas and Buddhist literature.

Human being is superior to other animals because he is educable. Animals can be trained but human beings can be educated. Education starts from the birth of a child and continues till his death. The English word ‘Education’ has come from the combination of two Latin words. One is ‘Educare’ that means to drawing out or to bring up or to leading out or to train or to mould. And the other word is ‘Educatum’ that means act of teaching i.e. it throws light on the principles and practice of teaching. The word ‘Educatum’ is synonymous with instruction. On the other hand the word ‘Educare’ is synonymous with development of the latent possibilities or faculties of the child. The function of education is to draw out rather than put in.

In the present scenario, we are moving from knowledge society to wisdom society in which individual must be equipped with the skills, abilities and competencies of applying knowledge in a practical way rather than having formally education. But this is not possible in conventional setup of teaching as it is not providing the platform to develop higher order skills abilities. Teachers teach in vacuum and are more concerned with cognitive domain. But in the digital age where e-resources are easily accessible to everyone, developments in web based instruction have provided both teachers and students with a wide variety of teaching/learning alternatives that will extend the educational boundaries beyond the traditional four walls of the classroom. Web based instructional package not only supports for cognitive learning, but also facilitates learning in other domains of Bloom taxonomy. Such type of packages may help in developing skilled oriented individuals which is the need of the hour

In the growing complexities of life, an individual needs to be equiped with life skill so that they are able to face the stress of the life and adjust to the everchanging world around.

In 1930s sociologists began to think about school culture and its importance. It was in 1970s that educationists linked it with student’s achievement. Ron Edmonds the father of “effective schools” movement regarded safe and orderly climate conducive to learning. Deal and Peterson went beyond the safe climate to understanding the school culture. The school culture reflects the vision and mission of the school which in turn reflects the practices in the society. The study stresses on the importance of societal culture being translated in the school via the students in the classroom. Therefore it is necessary that every teacher perceives the congruence of societal culture, school culture and the classroom culture. The study focuses upon the perceptions of student teachers in B.Ed. colleges receiving inputs and training on their teaching skills as well as their responsibilities towards society. The results show that the congruence is average which itself poses a question that what teachers need to do which could lead to high congruence.

The Co-operative movement was started in India to ameliorate the condition of that cooperation offers a solution to the difficulties but also by the town man in regard to credit as well as other aspects of his business and like. The Mac Lagan Committee on Cooperation pointed out as early as 1915 that, “Urban Credit Societies may serve useful purpose in training the upper and middle classes to understand ordinary banking principles”. In 1931 the Central Banking Enquiry Committee recommended that, “limited liability of cooperative societies generally known as urban banks should be established wherever necessary facilities and conditions exist for the benefit of middle classes of the population. We do not see any objection to special societies for salary earners if these societies are looked upon as thrift societies for collecting and investing the savings of their members. The duty of these urban banks should be to try to do for the small trader, the small merchant and the middle class population as like what the commercial banks are doing for the big trader and the big merchant.” Urban Cooperative Banks have a prestigious place in the Cooperative Credit Structure. These banks in our country have been started and promoted by the corporate without government assistance.

In this work, we have synthesized conducting Polypyrrole by Chemical oxidative polymerization of pyrrole monomer using FeCl3 (ferric chloride) as oxidant for five different oxidant to monomer (O/M) ratios. Characterization of conducting polypyrrole was done using FTIR and conductivity measurement. The FTIR spectra confirmed the expected structure of the polypyrrole. The electrical conductivity was measured using a four-probe method. It was found that the electrical conductivity of the polypyrrole was chiefly dependent on the O/M ratio. It is observed that conductivity increase with O/M ratio and saturates at ratio 2.5