Cloud-based accounting systems are reshaping how small and medium enterprises (SMEs) manage financial information, yet stakeholder readiness and implementation issues remain underexplored in the Mumbai context. This study examines stakeholders’ awareness, perceptions and implementation challenges related to cloud-based accounting systems in Mumbai’s SMEs, situated within the broader education–enterprise interface. Using a descriptive research design and structured questionnaire, the study captures insights from owners, finance professionals and accounting practitioners regarding perceived benefits, risks, skills gaps and support needs. The findings are expected to highlight mismatches between technological possibilities and stakeholder preparedness, particularly in areas of digital literacy, data security concerns, vendor dependence and change management. The paper also discusses implications for commerce education, professional training and policy support to strengthen cloud-readiness among SME stakeholders and to create a more robust bridge between academic curricula and enterprise practice.

AI-generated influencers, virtual personalities powered by artificial intelligence, digital modeling, and machine learning, are transforming digital marketing. This study examines their effects on consumer perceptions, focusing on Indian brands boAt and Myntra, which use influencers like Kyra and Maya. Through surveys of 106 Mumbai respondents, it explores awareness, trust, realism, relatability, and purchase intent. Findings show high awareness but low trust and relatability compared to human influencers, with Myntra's Maya slightly outperforming boAt's Kyra. Ethical concerns like transparency and misleading content persist.

Education reforms play a crucial role in shaping the quality, accessibility and equity of education systems. However, the success of these reforms largely depends on the effective implementation of policies at various administrative and institutional levels. This paper examines the relationship between educational policy formulation and its practical implementation, focusing on the challenges, strategies and outcomes associated with educational reforms. Explores how government policies are translated into viable programs within schools and higher education institutions, and how factors such as governance structures, resource allocation, teacher preparation, and stakeholder engagement influence implementation processes. The study also highlights gaps between policy intentions and implementation at the ground level, which often hinder the achievement of reform objectives. By analyzing existing educational policies and reform initiatives, the paper emphasizes the need for coordinated efforts, continuous monitoring and contextual adaptation to ensure successful implementation. The findings suggest that sustainable education reforms require not only well-designed policies but also strong institutional capacity, inclusive decision-making and accountability mechanisms. This study contributes to a deeper understanding of policy implementation as a critical determinant of the effectiveness of educational reform and offers insights for policymakers, educators, and administrators seeking to strengthen educational systems.

The hybrid work model, combining remote and in-person work, has emerged as one of the most significant organizational transformations of the post-pandemic era. While initially adopted as a crisis response during COVID 19, hybrid work has since evolved into a long-term strategic choice for many institutions. This paper critically examines the hybrid work culture from a humanistic perspective, identifying key challenges related to communication, leadership, workplace culture, and employee well-being. It further proposes practical and inclusive measures to address these challenges, emphasizing the need for empathy, adaptability, and trust. The study argues that the success of hybrid work depends not merely on technology or policy frameworks, but on an organization’s ability to redesign work around human needs while sustaining productivity and institutional cohesion.

Sustainable healthcare systems depend not only on hospitals and medical services but also on environmental safety, food security, and preventive public health strategies. Heavy metal contamination in agricultural inputs poses long-term risks to soil quality, water safety, food chains, and human health. This study evaluates the concentration of heavy metals in organic fertilizers collected from Uran Taluka, Raigad District (Navi Mumbai), Maharashtra using Sequential Extraction Procedure and ICP-AES analysis. The research integrates environmental science, public health, and regulatory perspectives to highlight how scientific research, educational awareness, and enterprise-level quality control can collectively strengthen sustainable healthcare systems.

Teachers play a vital role in shaping students’ learning experiences, yet they often face high levels of occupational stress due to workload, administrative responsibilities, and performance expectations. This study investigates the mental health and Happiness Quotient (HQ) of teaching professionals, examining how happiness influences teacher effectiveness and classroom outcomes. A mixed-method survey was conducted with 50 in-service school teachers and 50 trainee teachers from SSC, CBSE, ICSE, and IB schools in Pune. The survey explored stress levels, causes of stress, coping strategies, awareness of HQ, and perceptions regarding institutional support. Findings revealed that teachers experience significant stress, have limited awareness of their own HQ, and rely primarily on individual coping strategies. All respondents agreed that teacher happiness enhances professional performance and positively affects student outcomes. The study highlights the urgent need for school-based mental health and HQ programs and recommends structured interventions such as counseling, wellness workshops, and professional development on emotional intelligence and work-life balance.