Original Research Article
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June 13, 2024
107 Downloads
A COMPARATIVE STUDY OF SATISFACTION LEVELS OF LIC POLICY HOLDERS IN MUMBAI AND THANE DIVISIONS OF MAHARASHTRA
CA Jaisinhajee Vilasrao Chawan & Dr. Sunil Bapu Kadam
DOI : 10.5281/AMIERJ.11418885
Abstract
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Life Insurance Corporation of India is among the most trusted brands operating at national and international levels. LIC has been playing a pivotal role by providing individuals with a broad gamut of financial security products and enhances nation’s economic growth. The administrative staff from the top central office to the bottom at divisional branch and satellite office along with its agents in the field play a dominant role in providing appropriate and efficient services to its policy holders that helps to build trust and performance of the insurance industry. Present paper therefore attempts to analyses the services rendered by the staff and the levels of satisfaction revealed by the respondents in the study area. The overall perception of the policy holders regarding provision of services from LIC is understood in terms of ratings given to the various factors in the study region. These include information regarding timely revival of lapsed policies, change of nomination, change of address, change of mode of premium payment, claim payment, maturity payment, SB due payment etc. Ranking method by adopting Likert Scale is used to measure the satisfaction level. The efficacy of services provided by LIC Staff and LIC Agents to their policy holders plays a decisive role in maintain this faith and relationship as they directly deal with this cliental base.
Original Research Article
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June 13, 2024
99 Downloads
CHALLENGES REVOLVING AROUND ELDERLY STAYING IN OLD AGE HOMES
Dr. Sonali Mandar Hajare
DOI : 10.5281/AMIERJ.11633878
Abstract
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Ageing is a natural course of life. Every born baby is bound to get old and It’s a wonderful process of life. When a person completes almost all stages and responsibilities of life, he finally takes a step back from active life and becomes a senior citizen. It’s up to society, community and by and large world how to deal with such elderly generation. Whether to treat them with respect, make additional use of their knowledge or look at them with hatred, take them as a thing of disgrace and insult them. This applies to all elders around us. Unfortunately, there are wide reasons that still now generation gap exists. Difference of opinion between two generations create misunderstandings, conflicts and lead to separations. Elder people are not a problem but when their social, economic, responsibility become issue they find themselves in trouble.
The article highlights the journey of elderly from Indian traditional “vanaprasthashram” to modern day “old age home” complete the circle. This article though purposive research using both primary and secondary sources of data tries to analyse challenges related to loneliness, insecurity, mental health etc and highlights the questions revolving forcefully or coincidently dropped elder people into an old age home. Seeing and indulging with the member’s living there, need arises to trace the issues and criticalities faced by these people track back their history and situations they are in now.
Original Research Article
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June 13, 2024
109 Downloads
G-GOVERNANCE: AN EVOLVING PARADIGM IN MICRO-LEVEL GOVERNANCE IN INDIA- A CASE STUDY OF VILLAGE PANUTRE
Patil Sardar A.
DOI : 10.5281/AMIERJ.11633753
Abstract
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India's governance history, shaped by diverse cultures, traversed ancient republics, efficient empires, Mughal centralization, and a 1950 shift to a democratic republic influenced by British colonialism. Post-1950, India adopted a parliamentary system with a constitution emphasizing federalism, separation of powers, and a robust judiciary. Panchayati Raj upholds local self-governance, blending ancient wisdom with modern democratic principles. Governance paradigms evolved from authoritarian systems to a focus on individual rights, the rule of law, and representative democracy. In the late 20th and early 21st centuries, corporate governance, developmental governance, participatory governance, global governance, e-governance, and g-governance emerged with changing ideologies and technological advancements. Geo-Spatial Technology (GST), encompasses Remote Sensing, GIS, and GNSS, advanced environmental monitoring, urban planning, and disaster management. The Indian Government's commitment to geospatial technology, evident in initiatives like the BHUVAN Geoportal by ISRO, contributes to efficient governance in agriculture, urban planning, disaster management, and natural resource monitoring. The village Panutre in Kolhapur district serves as the study region, embodying a unique blend of plain and mountainous topography, coexisting harmoniously with agricultural livelihoods and the enchanting Sahyadri mountain range. The primary research objective is to leverage geospatial technology for enhanced good governance and decision-making, culminating in a tailored geospatial governance model for micro-level government structures. The present work is based on the primary as well as secondary data. The primary data is collected through fieldwork, and some satellite-based data is also used. The Oregon 550 GPS is used for the verification of satellite data. For the analysis of the data viz. for the creation of G-Governance set-up Q. GIS, open-source software, is used. The study reveals that the G-Governance is much better than the e-Governance. The case study of Panutre village illustrates the practical application of geospatial governance, emphasizing cadastral mapping, socio-economic mapping, and health information integration. The G-Governance model crafted for micro-level government structures holds promise for informed decision-making and corruption-free sustainable development.
Original Research Article
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June 13, 2024
134 Downloads
IDENTITY, TRAUMA, AND LIBERATION: WOMEN'S EXISTENTIAL DILEMMAS IN TONI MORRISON’S BELOVED AND ALICE WALKER’S THE COLOR PURPLE
Bazila Ehsan and Sheenam
DOI : 10.5281/AMIERJ.11633641
Abstract
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This research endeavours to explore the existential crises experienced by the female characters in Toni Morrison's "Beloved" and Alice Walker's "The Color Purple." An existentialist lens is employed to explore the existential dilemmas faced by these women, encompassing questions of authenticity, agency, and the search for meaning amidst adversity. Through a comprehensive analysis that encompasses protagonists and supporting characters alike, the paper seeks to elucidate the subtle complexities of female subjectivity and existential struggle within the context of historical and cultural frameworks. Drawing upon a feminist literary perspective, this research explores the experiences of female characters, interrogating the intersections of race, gender, and power dynamics. Furthermore, Employing a comparative approach, this study delves into the collective experiences of women across both texts, examining themes of identity, trauma, and societal oppression. Also, by addressing the collective experiences of women across both texts, this research contributes to a nuanced understanding of the complexities of female existence and the enduring pursuit of agency and liberation amidst oppressive societal structures.