The advent of Artificial Intelligence (AI) has significantly transformed industries worldwide, with the transport sector standing as one of the most affected. Ride-hailing services like Ola and Uber have revolutionized urban mobility, offering on-demand services through mobile applications. This paper investigates the role of AI in transforming auto transport services in the Mumbai suburbs, focusing on Ola and Uber. It examines how these companies use AI technologies to improve service efficiency, customer satisfaction, and operational costs. Through primary data collection and secondary sources, this paper explores the impact of AI on the dynamics of auto transport, specifically in terms of optimization algorithms, predictive maintenance, demand-supply matching, and user experience. The findings reveal that AI-driven innovations are enhancing the performance of auto-rickshaw services in Mumbai's suburbs, making them more reliable, cost-effective, and efficient.

This paper examines the role of artificial intelligence (AI) in advancing education, with a particular focus on its potential to address educational disparities in remote and underserved regions. It explores how AI-driven technologies, such as adaptive learning systems, natural language processing, and data analytics, can create scalable and accessible learning solutions that foster educational equity. The study highlights the integration of AI tools with practical applications like mobile learning platforms, cloud infrastructure, open educational resources, and collaborative learning environments to extend educational opportunities and mitigate global inequalities. Through case studies and data analysis, the research demonstrates that AI technologies significantly enhance learning efficiency and student engagement in remote areas. The findings underscore AI's potential to revolutionize global education by offering personalized learning experiences and facilitating the widespread distribution of educational resources. The paper concludes by offering recommendations for future developments in educational technology, contributing valuable insights and practical solutions for bridging gaps in educational access and quality. This work is an important contribution to the field of educational technology, offering innovative approaches to tackling educational disparities worldwide.

In the field of technology, Artificial Intelligence (AI) is a recent and rapidly expanding concept. It offers various advantages like less human errors, objective decision-making, round-the-clock availability, automation, increased productivity & efficiency, fraud detection and many more. It is a potential tool for smooth and fast paced functioning of a number of industries including healthcare, finance, retail, transportation, travel & tourism, manufacturing, education and entertainment etc. In the travel and tourism sector, it benefits through personalized travel planning, dynamic pricing, customer support, navigation and sustainable tourism. In the month of January and February 2025, the world's biggest religious tourism event, Mahakumbh, is taking place at Prayagraj in the Uttar Pradesh state of India. Despite being a spiritual event, this time’s Mahakumbh is the ideal fusion of technology and spirituality. The Government has made arrangements for a multilingual digital lost-and-found centre for visitors, a dedicated website and app, an AI-powered chatbot in 11 languages and QR code-based passes for both people and cars. With an emphasis on Mahakumbh 2025, this research study examines the application of AI in a variety of business domains.

Research is the backbone of human civilization and industrial revolution all over world. Academics is playing a very important role in identifying human and industrial needs and satisfying them by producing desired goods and services through research and innovation. During 2017 to 2022 researches out has increased to 54% whereas research papers have risen to 1.3mn . Currently India ranks. Artificial intelligence is a newly developed domain of knowledge which will affect Indian academics and research positively and negatively. With the rapid integration of AI-driven tools, machine learning algorithms, and big data analytics, Indian academic institutions are experiencing transformative changes in research methodologies, knowledge dissemination, and innovation. Use of AI tools will increase accuracy of result predictions, data analysis, and reshaping traditional pedagogies, fostering interdisciplinary collaboration, and accelerating scientific breakthroughs. However, infrastructural bottle necks, data security and ethical issues have hampered used of AI in Indian academics. This paper explores the existing role, applications, benefits, and challenges of AI in Indian academic research and innovation.

Financial planning is an important aspect of maintaining financial stability. It is a tough task for every individual in an Indian household. The present paper has focused mainly on two objectives i.e. to study the changing financial needs of Indian families in the modern era and to create awareness among children about the financial need and planning. This study is based on secondary data and information that has been gathered by the researcher from various online articles and research papers related to the present study. The data has been analyzed for the last ten years (2011 to 2020) based on four parameters such as the increased number of mobile users, the number of house properties sold, the increase in gold price and health insurance premiums to find answers about the changing financial needs of Indian families. Based on the interpretation and findings, researchers made a few valid suggestions.

Artificial intelligence (AI) refers to computers or systems that can execute tasks by mimicking intelligence and that can continuously improve themselves based on the data they gather. It is a potent and innovative field of computer science that has the capacity to drastically alter medical practice and healthcare delivery. AI is being successfully applied in a variety of settings, including clinical labs, hospitals, and research methodologies. AI comes in a variety of forms that can be applied in the healthcare industry, including rule-based expert systems, physical robotics, and natural language processing, Biomarkers. Treatment management and diagnosis are the fundamental or most notable aspects of AI in the medical domain.AI is utilized in the diagnosis of cancer, the treatment of rare diseases, virtual health assistants, customer service chart boards, and more. The study also looks at the potential applications of AI in healthcare in the future, including Precision Medicine, Intelligent Imaging and Diagnostics, Predictive Analytics and Early Warning Systems.

Artificial intelligence (AI) revolutionizes the educational landscape and improves educational methodology and learning outcomes. This document focuses on AI tools integration into education and training, personalized education, adaptive learning systems, intellectual training, and virtual education assistants. Using artificial intelligence technology, teachers can meet different needs for training, automate administrative tasks, and provide data based on data to improve student and effectiveness. This study discusses the benefits, problems, and future prospects of AI in education supported by data and practical applications. In conclusion, the article underlines how AI is not only a tool, but also a transformative force in education.

Education is an ever-evolving domain that continually adapts to new technologies and research advancements. The global transition to virtual learning, prompted by in-person restrictions, along with the rise of Artificial Intelligence (AI), is transforming teaching and learning methodologies, making them more personalized and efficient. AI supports educators by automating administrative tasks, providing immediate feedback, and tailoring learning experiences to suit individual student needs. AI-driven tools, such as virtual tutors and intelligent assessments, enhance engagement and interactivity in the learning process. While AI has been integrated into educational technology for some time, its adoption is now becoming increasingly prevalent across various industries.AI has the potential to revolutionize the way we teach and learn, making education more efficient, effective, and accessible. From personalized learning to automating administrative tasks, AI is being used in a wide range of ways in education. AI is transforming education by providing innovative solutions that cater to the diverse needs of students, educators, and institutions.

Artificial Intelligence (AI) is revolutionizing healthcare startups by enhancing diagnostic accuracy, streamlining treatment processes, and improving patient care. Despite its growing presence, consumer awareness, trust, and adoption of AI-driven healthcare services remain critical challenges. This study aims to explore consumer perceptions regarding AI's role in healthcare startups, focusing on its benefits, concerns, and future expectations. A survey-based research approach was used, collecting primary data through an online questionnaire targeting general consumers. The survey assessed awareness of AI-driven healthcare services, usage patterns, perceived benefits, and concerns related to data privacy, trust in AI-generated recommendations, accessibility in rural areas, and AI’s role in medical decision-making. The study also examined whether AI could replace human doctors and the need for government support in AI adoption. Additionally, secondary data from industry reports and academic studies were analyzed to provide a broader context. The study emphasizes the importance of regulatory frameworks, ethical AI deployment, and strategies to enhance public trust in AI-powered healthcare. Based on consumer insights, this research provides practical recommendations for healthcare startups, policymakers, and AI developers to ensure AI-driven healthcare solutions are accessible, reliable, and aligned with consumer needs.

Artificial Intelligence (AI) is revolutionizing the education sector by enhancing learning outcomes, automating administrative tasks, and providing personalized learning pathways, artificial intelligence (AI) is transforming the education industry. The area of education is undergoing transformation due to artificial intelligence (AI). Teachers now have cutting-edge resources to help students prosper due to the introduction of artificial intelligence (AI) into the educational field. The importance of artificial intelligence in education is examined in this article, with a focus on its applications in automated assessment, adaptive learning, and student engagement. Artificial intelligence (AI)-powered solutions like virtual assistants, automated grading software, and intelligent tutoring systems enable individualized training based on each student's unique learning requirements. AI also improves accessibility by helping students with disabilities by using text-to-voice and speech recognition software. This study also provides overview of different AI tools used for learning and teaching support. But issues like data privacy, moral dilemmas, and the possibility of less human interaction in the classroom need to be addressed.

Artificial Intelligence refers to the ability of a computer, robot, programmable gadget, or software program to carry out tasks and processes. AI in the hospitality sector refers to the application of cutting-edge technology to enhance several facets of hotel operations and guest service. Artificial Intelligence (AI) is gradually & progressively being used in the hotel & restaurant industry to improve proficiency & customer experience. Various stakeholders hold varied viewpoints regarding the awareness & practical use of AI in the restaurant industry. This research aims to explore the perception of AI in restaurants by identifying both the challenges and benefits of its adoption from the point of view of customers.AI offers numerous advantages, such as faster service, reduced human errors, better inventory management, and personalized customer interactions. Certain challenges include job displacement, loss of human interaction, high implementation costs, and data privacy risks. Thus, by addressing challenges and leveraging benefits, restaurants can adopt AI in a way that enhances both operational efficiency and customer satisfaction along with competitive advantage. This research provides insights on how customer perceives AI implementation in restaurants by stating its pros & cons. The research suggested ways for its acceptance & successful implementation.

The rapid advancement of Artificial Intelligence (AI) technologies has led to a significant transformation in the fields of finance and management. AI's ability to process vast amounts of data, learn from patterns, and automate complex decision-making processes has opened up new opportunities for enhancing operational efficiency, optimizing decision-making, and providing personalized services. This paper explores the key opportunities and challenges associated with the integration of AI in finance and management, focusing on its impact on financial services, risk management, investment strategies, and corporate management. The paper discusses the ethical implications of AI adoption, including data privacy concerns, transparency, bias, and accountability. The research highlights the importance of developing a balanced approach to AI implementation that addresses both its potential and its risks to ensure sustainable and ethical growth in the finance and management sectors.

The Educational sector has always been considered an engine for socio-economic growth. But today the scenario of this sector is changing due to the development of technology. It plays a very important role in all the sectors of development directly or indirectly. The use of smartphones, the internet, and Artificial Intelligence (AI) is increasing tremendously. Over the past five years, the integration of Artificial Intelligence (AI) in education has experienced significant growth, transforming teaching methodologies, learning experiences, and administrative processes. Implementing AI agents in education depends on the (primary, secondary, or higher education level and the specific goals i.e. personalized learning, assessment, administrative support, etc. The present research paper is a sincere attempt of the author to describe the role of Artificial intelligence (AI) in the Education sector and its applicability as well as the different AI tools that are available as an agent for the growth and development of today’s education system as well the future generation. The descriptive analysis is based on secondary data collected from different websites and selected research papers on tourism. (aiprm.com, allaboutai.com, etc.)

vArtificial Intelligence (AI)-enabled technology was incorporated by e-commerce companies to determine the demands and preferences of their customers with regard to online goods and services. The artificial intelligence keeps track of the consumer’s choices, tastes, and shopping habits. It also tracks how frequently the customer makes purchases and how much they spend on average over a given time frame. E-commerce companies can access comprehensive client data from it. Because of this, companies are able to customize their goods and services to meet the unique requirements and tastes of their clients. By offering a variety of product suggestion, discount, and numerous offer tactics, the AI helps the consumer to choose and buy the best recommended goods and services Artificial Intelligence (AI) is transforming the sale of pharmaceuticals by impacting consumer choices in both online and physical pharmacy industries. Predictive analytics, virtual assistants, and AI-powered recommendation engines are changing how people buy medications. This study compares online and offline buying preferences to examine how AI is affecting consumer behavior. Convenience, cost, trust, and accessibility are looked at, and the difficulties in using AI, such as data protection and legal issues, are evaluated. The study sheds light on how AI might improve the retail of medications and what that means for upcoming patterns in pharmaceutical consumption.

This research paper is designed regarding to the influence of Artificial Intelligence (AI) in the financial management Sector and investigating of multiple effect and impact of AI on the financial management. This research involved a pervasive analysis of Artificial Intelligence and its related various applications used. It is focusing on its transformative effect on the operating processes, decision-making, and the overall flow of the finance and financial sector. The primary objective of this research is to dissect the different applications of AI within the finance, ranging from the risk management and alert from fraud detection to algorithmic trading and customer service also. By delving into the specific used cases and implementations, the aims of research is to provide a clear understanding about how AI technologies are reshaping the traditional practices and augmenting the capabilities of financial institutions.

This paper explores the intricate relationship between Intellectual Property (IP) and ownership, examining the historical evolution, classifications, and societal impacts of IP laws. As legal frameworks designed to protect creators’ rights, IP plays a crucial role in fostering innovation and cultural expression. However, this protection often raises ethical questions regarding access to knowledge and resources, particularly in relation to life-saving inventions and creative works. Through an analysis of notable case studies—such as the struggles of artists for fair copyright treatment, the pharmaceutical industry's patenting of essential medications, and the open-access movement—this paper humanizes the often-abstract discussion of IP. It highlights the tension between safeguarding intellectual property and promoting public access, particularly in a rapidly evolving technological landscape. Ultimately, this paper advocates for a balanced approach that ensures both the protection of creators and equitable public access, calling for reforms that reflect the challenges of the contemporary world.

Artificial Intelligence (AI) is now permeating in all walks of life. There are very few sectors which are not affected by the evolving new technologies in AI. The recent release of a new AI tool – Deepseek by Chinese company has raised a global debate over the impact the AI can have over humanity. AI has successfully conducted many tasks efficiently and with a fraction of cost. However, new legal challenges are cropping up with regards to Data Privacy, Intellectual Property Rights (IPR) , Ethical Issues, possible mass unemployment. This will give rise to many legal disputes in future. This paper tries to explore the ethical and legal challenges arising out of usage of AI and possible solutions to these disputes.

This study explores the impact of Artificial Intelligence (AI) on the wellbeing of B.Ed. student-teachers, focusing on mental, emotional, and professional aspects. While AI tools have shown promise in reducing workload, providing personalized learning experiences, and enhancing teaching skills, challenges such as technology-induced stress, over-dependence, and decreased social interactions have emerged. The study, based on a sample of 100 student-teachers from colleges affiliated to university of Mumbai, uses a mixed-method approach, combining quantitative data from structured questionnaires with qualitative insights from focus group discussions. Findings indicate that AI positively impacts mental wellbeing by reducing stress and improving professional readiness, though concerns about over-reliance and data privacy persist. The study highlights the need for balanced AI integration in teacher training programs, emphasizing both technological skills and the preservation of personal connections. It concludes with recommendations for further research and practical strategies to optimize AI’s benefits while mitigating its challenges.

Artificial Intelligence is one of most demanding and innovative field of science which is basically based on digital world and governs by the computer technology. It is the latest application of computer science. In today’s world use of AI is increasing in each and every field like medicine, organization, railways, Hospitals, Vehicles etc. Research is one of the important fields where the use of AI plays very important role hence use of AI is increasing day by day in this field too. There are various applications of AI in research like Data Analysis, Hypothesis generation, Automation of task, Literature Review, Experiments with use of Robotics, Modeling for forecasting and many more. On the other hand Quality of data, Transparency, Ethical and Moral Issues, Privacy and Security are some of challenges of AI in research.

Artificial Intelligence (AI) is reshaping higher education by enhancing personalized learning, streamlining administrative tasks, and fostering research innovations. AI-driven tools, including intelligent tutoring systems, predictive analytics, and automated grading, improve student engagement and academic success. AI also aids faculty by reducing their workload and improving institutional efficiency. Despite its numerous advantages, AI integration presents challenges such as data privacy concerns, algorithmic bias, ethical dilemmas, and the digital divide. This paper explores the role of AI in higher education, highlighting its benefits, challenges, and future implications. Ethical considerations and regulatory frameworks must be established to ensure responsible AI deployment in academia. The future of AI in education holds great potential for improving learning experiences, institutional efficiency, and global collaboration in research. However, the balance between human involvement and AI-driven automation remains a key area of discussion.

This research paper explores the dual facets of customer satisfaction and the adoption barriers associated with Artificial Intelligence (AI) chatbots in the banking sector. As financial institutions increasingly deploy AI-driven solutions to enhance customer service, understanding the factors that influence user satisfaction becomes crucial. Through a comprehensive analysis involving qualitative and quantitative approaches, the study identifies key drivers of customer satisfaction, including responsiveness, personalization, and ease of use. Simultaneously, it examines significant barriers to adoption, such as technical glitches, the inability to handle complex queries, and security concerns regarding data privacy. The findings reveal that while AI chatbots have the potential to improve customer interactions and operational efficiency, addressing these barriers is essential for maximizing user acceptance and satisfaction. This paper provides actionable insights for banking institutions aiming to optimize their chatbot implementations, thereby fostering a more engaging and secure customer experience in an increasingly digital landscape.

The paper examines the primary causes contributing to the depreciation of the Indian rupee from the year 2014-15 to 2023-24 and provides solutions for reducing its adverse effects on the economy. As currency depreciation can have a substantial impact on a country's economic stability, trade balance, foreign investment, and inflation rates. The study takes into account a number of macroeconomic indicators, such as the foreign exchange rate, Foreign Direct Investment (FDI), Foreign Institutional Investments (FII), Inflation rate, Gross Domestic Product (GDP), and Trade dynamics (export and import). This paper attempts to explore the benefits and fluctuations in the value of the rupee against the dollar, for which trend analysis and correlation have been used, which illustrates the relationship with currency depreciation. The findings are meant to help develop solutions for currency stability and economic growth in the future, for which secondary data has been used.

Challenge before every underdeveloped country is to cater to the poor by providing them basic facilities. Providing services to every person at all strata is becoming possible with the help of technology. Notwithstanding technology, providing services effectively and in time is a perennial problem for every highly populated country. It becomes worse when population disperses in wide distances in countries like India. Reaching to every potential recipient becomes a cumbersome task for the government and charitable foundations to serve these needy people. With the emergence of Artificial Intelligence and its active use in every sphere of human beings’ life makes life easy for the corporate world and government to reach unreachable. Artificial intelligence has the potential to provide quality and personalized education at low cost to every prospective recipient. It will be a breakthrough in the field of education. The present study will focus on artificial intelligence and its impact on education.

The fishing industry in Mumbai has undergone significant transformations due to the integration of modern fishing technologies such as GPS navigation, sonar systems, advanced fishing nets, and mechanized boats. This study examines the extent of technological adoption among fishermen in the Mumbai region, analysing the driving factors, challenges, and socio-economic implications. Using primary data collected from 100 fishermen and secondary sources, the research reveals that while modern technology enhances productivity and income, its adoption remains uneven due to financial constraints, lack of technical knowledge, and resistance to change. A paired t-test analysis indicates a statistically significant increase in fishermen's income post-adoption of modern technologies. The study understands the need for policy interventions, financial support, and training programs to ensure inclusive and sustainable growth in the sector Key Words: Fishermen's, Fishery industries, Fishing Technology.

This study has explored in an analytical how Artificial Intelligence (AI)acts as a mediating variable in the connection between digital literacy, digital adoption, and financial inclusion among women entrepreneurs. Financial Literacy and Digital Literacy are both required in today’s era so as to plan's one’s financial security. According to the survey, in India, only 33% of women have never used the internet, and for rural women that figure drop to around 25%. Improving digital Literacy and expanding access to digital technologies is critical to tackling this digital divide and enabling women from all walks of life to benefit from digital transformation. Closing the digital gap and boosting opportunities for women to participate equally in economic life will be crucial to sustaining India's development gains and enabling a stronger and more inclusive recovery. With increasing levels of digital financial literacy, impact of this can be felt and can also become an indicator of increased economic status of women

Many AI-powered tools, such as ChatGPT, Duolingo, Grammarly, Deepseek, and Quizlet, are being used by students for self-study and exam preparation (Schiller International University, n.d.). These tools help students overcome challenges faced in the traditional study system by providing instant solutions and feedback, thereby enhancing the learning experience. If students need quick answers or feedback, these apps can assist them effectively. This study aims to explore how AI-powered applications support students in their exam preparation and self-study. Specifically, it examines how the features of these tools enhance study performance, compare to traditional methods, and improve time management and study efficiency. To investigate the Impact of AI-Powered Learning Apps on Self-Study and Exam Readiness, both primary and secondary data were collected. The study employed the Simple Random Sampling technique. A total of 140 valid responses were obtained from Mumbai. Findings indicate that a considerable part of students actively use AI-powered learning applications. The data revealed that AI tools significantly assist in comprehension. The study also highlights AI-powered tools' impact on time management. However, a section of respondents remains skeptical about AI's effectiveness in certain aspects of learning, emphasizing the need for further development and refinement of AI-based educational tools. These insights hold value for students, educators, educational institutions, policymakers, and app developers in understanding the role of AI in modern education.

The incorporation of Artificial Intelligence (AI) tools like ChatGPT has brought transformative changes in the students’ approach towards research projects and dissertation. The major objectives of the study is to analyze the usage of AI tools like ChatGPT among students in research projects. It will also study the benefits and challenges and the impact of AI tools on research skills and academic integrity associated with using AI tools in academic research. The benefits will encompass enhanced efficiency, support in idea generation, and improved writing quality, while challenges comprise issues of accuracy, ethical concerns, and potential over-reliance. The research will follow the approach of surveys to gather insights from students across various academic levels and disciplines. This study is descriptive in nature and has collected data from both primary and secondary sources. The study involved 104 respondents as a sample size maximum representing the age group of 18-35 involved in Post-graduation or Master’s degree research for their academic purposes.

Our environment is deteriorating day by day. The various concerns like climate change, pollution, degradation of resources, loss of biodiversity, etc. need to be addressed. In 2015, the UN member States adopted an Agenda 2030 of 17 Sustainable Development Goals for Sustainable Development to tackle the degrading environment. These goals are based on three dimensions, economy, social development, and the environment. A holistic approach is required to safeguard our environment and meet these SDG goals, as the rising climatic issues, pandemics, war, etc. have put the Vision 2030 of Sustainable Development in peril. Artificial Intelligence can used effectively for meeting the SDGs and safeguarding our environment. Various AI applications like remote sensing, wildlife resources conservation and protection, pollution control, and climate change predictions pave the way for wisely dealing with environmental problems. AI can further revolutionize our approach to protecting our environment. Its inclusion is important for a better understanding and efficient management of environmental issues, it will also help to improve our decisions for living a sustainable lifestyle.

The growing influence of Artificial Intelligence (A.I.) in the educational sector is leading to significant changes in the role of teachers. The aim of this research is to study the impact of Artificial Intelligence (AI) on the emotional intelligence and self-efficacy of secondary school teachers. This research reviews the use of AI technology in teaching processes, its impact on mental health, and the changes occurring in teaching methods. The primary objective of this study is to examine the effect of AI on the emotional intelligence and self-efficacy of secondary school teachers. The research explores how AI technology impacts teacher’s emotional management, interpersonal relationships, and self-confidence. In this research, a study was conducted with 100 teachers from secondary schools in the Mumbai division, analyzing the impact of Artificial Intelligence on their emotional intelligence and self-efficacy. Out of these, 50 teachers used AI-based tools, while 50 teachers used traditional teaching methods. The research methodology employed is descriptive and survey-based. The study showed a positive impact of Artificial Intelligence on the emotional intelligence and self-efficacy of teachers. The research indicates that AI can reduce stress and make work easier for teachers, but it can also have consequences related to job insecurity, technical adaptation, and emotional connection with students.

Purpose: This study investigates the transformative role of artificial intelligence (AI) in creating educational content in India, focusing on the evolving shift from traditional textbooks to AI-powered, digital content delivery systems. In an era where educational technology (EdTech) is gaining ground, AI is becoming a major force in reshaping how educational content is produced, distributed, and consumed. AI-driven platforms can create personalized, adaptive learning resources tailored to individual student needs, offering a significant departure from the traditional "one-size-fits-all" approach of textbooks. This paper examines the effectiveness of AI tools in enhancing learning outcomes, the challenges of AI integration in education, and the evolving roles of teachers and students in an AI-driven environment. The findings suggest that AI-driven content significantly boosts student engagement and learning outcomes compared to traditional textbooks. Recommendations include embracing blended learning methods and addressing the ethical, technical, and pedagogical challenges related to AI integration.

Artificial intelligence Artificial Intelligence (AI) refers to the imitation of human intelligence in machines that are programmed to think and learn like humans. The term can also apply to any machine that shows traits associated with a human mind such as learning and problem-solving. The future of teaching is controlled to undergo a significant transformation with the integration of Artificial Intelligence (AI). AI-powered educational tools will enable personalized learning experiences, tailoring instruction to individual students' needs, abilities, and learning styles. AI can improve student outcomes, increase teacher productivity, and enhance the overall learning experience. Artificial Intelligence (AI) in teaching offers promising prospects, including personalized learning, automated grading, and intelligent tutoring. AI can enhance student engagement, improve learning outcomes, and reduce teacher workload. It also enables data-driven decision-making, real-time feedback, and inclusive education, transforming the teaching landscape. The potential of AI in teaching, including adaptive learning systems, intelligent tutoring, automated grading, and content creation. the challenges and limitations of AI in teaching, including bias, job displacement, and data privacy concerns. This study about to know the probability of future teaching using Artificial Intelligence. This study is based on secondary sources data.

The advent of remote learning has revolutionized higher education, offering both significant opportunities and challenges. This paper explores the transformative role of remote learning in the context of higher education, with a focus on its potential benefits and the obstacles it presents. Remote learning offers increased accessibility to education, flexibility for students, and the ability to integrate diverse learning technologies that can enhance engagement and individualized learning experiences. However, it also raises concerns related to digital divides, disparities in access to technology, and the need for effective online pedagogy. Additionally, challenges such as maintaining student engagement, ensuring academic integrity, and fostering a sense of community in a virtual environment are examined. By analyzing current research and case studies, this paper aims to provide a comprehensive overview of the opportunities remote learning presents, alongside the strategic approaches required to overcome its challenges, ensuring a sustainable and inclusive educational future.

Efficiency in Education is becoming a reality through the use of Artificial Intelligence (AI) which has the capacity to provide students with personalized learning, automate administrative tasks, and improve student engagement. Adaptive learning platforms, intelligent tutoring systems, and AI-based assessments are AI-supported tools which are adapting the educational system. AI powered tools such as intelligent tutoring systems and AI driven assessment are reshaping the educational scenario. The study explores the use, uses, problems, and prospects for AI in education and presents practical case studies.

Advancements in Artificial Intelligence (AI) continue to unfold at a rapid pace. The Paper examine the impact of Artificial Intelligence (AI) in the financial market in india highlighting its various applications and associated threat. Through a detailed analysis, key technologies such as machine learning, computer vision, and natural language processing are examined, which have revolutionized critical areas such as customer service, risk management, and financial advising. Although AI has significantly improved operational efficiency and service personalization, it also presents important risks and limitations, such as data privacy, lack of model interpretability, and cyber security. Additionally the study is related with future forecasts for AI adoption in finance, suggesting that its integration will continue to expand, driven by technological advances and regulatory improvements. However, this expansion must be balanced with adequate oversight to mitigate potential risks and maximize benefits. Lastly this study offers a balanced view of the opportunities and threat of AI in Financial market .

Eating disorders are a growing public health crisis, particularly among adolescents, posing a multifaceted challenge with severe implications for mental and physical health. This research delves into the prevalence, types, and contributing factors of eating disorders among adolescents aged 13 to 15—a demographic particularly susceptible due to developmental transitions, societal pressures, and body image concerns. Using purposive sampling, the study examines 40 students from an English medium school in suburban Mumbai. The SCOFF questionnaire, a widely validated screening tool for eating disorders, serves as the primary instrument for data collection. The findings reveal an alarming prevalence of eating disorders, with bulimia nervosa emerging as the most commonly reported condition. Female participants demonstrate a higher vulnerability, influenced by societal expectations, peer comparisons, and exposure to idealized body images on social media. These results emphasize the pressing need for early detection and targeted interventions, including awareness programs, school-based mental health initiatives, and family counseling. This study’s significance lies in its potential to inform public health policies and strategies aimed at safeguarding adolescent health. By addressing the complex interplay of psychological, social, and cultural factors, the research paves the way for developing effective, multidisciplinary approaches to combat this escalating issue in contemporary society.

The National Bank for Agriculture and Rural Development (NABARD) was set up in the year 1982 as an apex and specialized institution to solve the needs of agriculture and rural economy. The major objectives of this development bank were to develop the rural credit system, rural infrastructure, promote financial inclusion, rural entrepreneurs, etc. Present research attempts to assess the role of NABARD in the Rural Development of country. The research revealed that NABARD has taken up various multifaceted activities in the field of agriculture. These include the creation of rural infrastructure (road, bridges, irrigation projects, storage facilities, cold chain, market yard, health & education) direct & indirect finance to regional rural banks & co-operatives, monitoring credit system, farmers support & development, financial inclusion, technology & innovation and so on. NABARD balance sheet has reached the level of Rs 9.10 lakh crore which is a testimony of its diverse activities. It has brought core banking solutions to Co-operatives, Regional Rural Banks, State Co-operatives, District Central Co-operative Banks & so on. There is a significant impact of NABARD working on agriculture & rural development. It has resulted in an increase in rural households’ income, expenditure as well as savings. The NABARD scheme of the Rural Infrastructure Development Fund has transformed the rural economy by creating irrigation facilities, rural roads, bridges which have multiplier effect on rural income & employment.

Artificial Intelligence (AI) is a major technological innovation that encompasses machine learning (ML) and algorithmic processing. It is widely applied across various fields, including automobiles, healthcare, gaming, robotics, finance, surveillance, entertainment, space exploration, agriculture, e-commerce, and social media. The primary objective of AI is to develop intelligent and autonomous systems capable of decision-making and problem-solving. This study focuses on the applications of artificial intelligence in the financial sector, specifically in banking, investment companies, and insurance firms. It provides a brief introduction to AI in finance, examines the challenges and their impact, and analyzes the advantages and disadvantages of AI-driven financial systems. Additionally, this study explores the future transformations AI will bring to financial industries and offers recommendations for its effective implementation.

The rapid advancement and implementation of Artificial Intelligence (AI) technologies have revolutionized various sectors, including the service industry. This study examines the significant impact of AI on employee roles within the service sector, focusing on how it transforms job functions, organizational dynamics, and the skill sets required for the future workforce. By highlighting the positive opportunities that AI presents—such as operational efficiency, improved customer service, and the creation of new roles—the research also addresses the challenges that arise, including potential job displacement, ethical concerns, and the necessity for continuous reskilling. The study identifies key areas where AI-driven automation is reshaping traditional service roles, allowing employees to move from repetitive tasks to more strategic, creative, and interpersonal functions. The paper emphasizes the dual nature of AI's influence on employment, underscoring the importance of aligning technological advancements with employee welfare and career development. Additionally, this study offers insights into how organizations can harness AI to foster innovation, enhance decision-making, and create an environment that supports both technological growth and workforce empowerment. The findings provide actionable recommendations for businesses, policymakers, and educational institutions to effectively prepare for the future of work in an AI-powered service industry.

In today's era of investment, investors anticipate key corporate earnings report, as India's financial markets are experiencing continuous movements. Also, today AI plays an important role in investment industry. Nowadays many financial institutions and hedge funds extensively used AI for algorithmic trading, portfolio management and its optimization, risk assessment. The awareness among investors regarding AI in investment depends upon various factors like investors experience, knowledge level and exposure to financial technology. Retail investors use AI-driven robot-advisors and trading apps. It is essential to assess whether companies adopting AI in investment align with ethical standards under the ESG framework. The main aim of this research is to find out the interest of investors in investment using AI technology, the role of AI in investing transforms the investment landscape using ESG Framework. The data were collected through structured questionnaire, total 49 respondents were responding the same and case studies were reviewed for further clarifications. The study examined AI-driven investment platforms for ethical investing. Findings revealed that most investors are beginners or intermediates, leading to limited awareness of AI in investment and a lack of trust in machine-driven decisions. However, some investors appreciate AI’s ability to reduce human errors, enable faster trading, and enhance decision-making. Despite these benefits, integrating AI into ethical investment faces several challenges, highlighting the need for greater awareness and transparency.

Today, with the potential for mass job displacement and opportunities for job enrichment, AI technologies have advanced rapidly, offering capabilities ranging from the automation of routine tasks to the growth of human decision-making processes. While some push that AI will lead to the "end of work," resulting in large-scale unemployment, others suggest that it may create new forms of job enrichment, fostering more meaningful and creative work. This research explores both perspectives, probing the socio-economic implications, challenges, and strategies.

In India Education is a cornerstone of societal development with its diverse population and vast educational system. Integrating technology can bridge gaps and foster equitable learning opportunities. Artificial Intelligence (AI) is now one of the essential segments of the higher education system. AI also delves into the benefits, challenges, and implications of integrating AI tools into educational systems. AI focuses on how it can enhance student's learning experiences, support teachers, and address educational disparities. This study investigates the impact and benefits of AI tools in Higher Education for the Present and Future. Artificial Intelligence (AI), as a transformative technological tool, offers innovative solutions to traditional educational challenges. Research also examines how AI influences the current state of AI tools adoption in the higher education system and its future teaching-learning prospects.

This Study compares internet self-efficacy among students’ teachers. Internet self-efficacy means belief in oneself effectively using the internet to complete the internet-based task. The sample was D.Ed. and B.Ed student Teachers.It is a quantitative survey method used for the collection of data through online. The total sample size was 201 using validated Tools 5-point Likert Scale. Used Mann Whitney U test for Hypothesis testing. The result reveals that there is no significant difference among the student's teachers for using internet self-efficacy.

Artificial intelligence (AI) has a major impact on employment worldwide. While repetitive task automation can improve productivity and accuracy in a variety of industries, intelligent robots, and algorithms can suppress many human work. While this can lead to job losses in to some industries, it can also create new career opportunities in technology fields such as artificial intelligence and software development and data technology.

The integration of Artificial Intelligence (AI) into the Indian banking and financial sector has revolutionized fraud detection and prevention strategies. As digital transactions surge, financial frauds such as identity theft, phishing, and cybercrimes have become increasingly sophisticated. Traditional fraud detection methods often fail to identify evolving fraudulent patterns effectively. AI-driven solutions, including machine learning (ML), natural language processing (NLP), and predictive analytics, provide enhanced security by detecting anomalies and preventing fraud in real time. This research delves into AI’s role in safeguarding financial transactions in India by analysing its effectiveness, challenges, and implementation strategies. A mixed-method approach is used, incorporating industry reports, case studies, and expert interviews. Findings indicate a substantial decline in fraudulent activities in banks that have adopted AI-driven solutions, improved transaction monitoring, and heightened customer trust. However, challenges such as regulatory compliance, data privacy concerns, and high implementation costs persist. Addressing these issues requires a balanced approach that combines AI-driven innovations with robust security frameworks. The study concludes with recommendations to enhance AI adoption in financial fraud prevention, ensuring a secure and trustworthy banking environment in India.

Financial integration refers to the ability of an individual to access and use relevant financial services available to meet their needs. However, despite recent advances, most of the world's population remains inadequately serviced in terms of financial services. Artificial intelligence (AI) overcome this gap, improve access, reduce costs and increase the efficiency of financial systems. This research article examines the role of AI in the promotion of financial integration, deals with the advantages and potential problems and considers real applications and thematic studies. It consists, offering recommendations for politicians, financial institutions and technologies developers to ensure the financial integration, the controlled AI is fair and stable.

Artificial Intelligence is a long-cherished dream of human beings. The concept is drawn from fable stories, where fairies come to the rescue of humble souls and, with a wave of their magic wand, transform their lives. Stories like Cinderella, Aladdin, Talos & Pygmalion from Greek mythology and others inspired this vision. However, the enhancement of this concept, which was in its germinating stage, received support from the programmable digital computer in the 1940s, a machine based on abstract mathematical reasoning. This device and the budding idea of creating a superhuman race that transforms our lives at the snap of a thumb encouraged scientists to discuss the possibility of building an electronic brain. The development of this combined concept wasn't achieved overnight. It went through numerous trials and errors. From the initial AI workshop at Dartmouth College in 1956 to the critique in 1974 by James Lighthill, and pressure from the U.S. Congress, which led the U.S. and British governments to halt funding for undirected AI research. However, seven years later, a groundbreaking initiative by the Japanese government and the success of expert systems reignited interest in AI. By the late 1980s, the AI industry had grown into a billion-dollar enterprise. Despite the decline in investor enthusiasm in the 1990s, and the industry's criticism in the media and avoidance by businesses (known as an 'AI winter'), research and funding continued under different names. In the early 2000s, machine learning began to be applied to a variety of problems in both academia and industry. This success was due to advancements in powerful computer hardware, the collection of vast data sets, and the application of robust mathematical methods. Soon after, deep learning emerged as a breakthrough technology, surpassing all other methods. The introduction of the transformer architecture in 2017 led to impressive generative AI applications among other uses. The 2020s saw a surge in AI investment. This recent boom, driven by the development of transformer architecture, led to the rapid scaling and public releases of large language models (LLMs) like ChatGPT. These models demonstrate human-like traits of knowledge, attention, and creativity, and have been integrated into various sectors, driving exponential investment in AI. However, concerns about the potential risks and ethical implications of advanced AI have also arisen, leading to debates about AI's future and its impact on society.

This study investigates patient awareness regarding room category selection and its impact on treatment cost multipliers in private healthcare insurance claims. Primary data was collected through structured surveys administered to 300 patients with private health insurance across five hospitals. Statistical tools, including chi-square tests, regression analysis, and ANOVA, were employed to analyse the data. Results indicate that only 35% of patients were fully aware of how room category selection influences treatment costs. Regression analysis revealed a strong positive correlation between higher room categories and increased treatment costs (R² = 0.72, p < 0.01). The study concludes that low patient awareness significantly impacts healthcare costs and highlights the need for better communication from insurers and healthcare providers.

The interview is one of the most crucial steps in career building, playing a vital role in career planning and prospects. One must prepare thoroughly, anticipating possible questions and satisfactory answers. Interview requirements and formats are evolving as the world shifts from hard skills to industry-oriented skills. AI and artificial intelligence greatly enhance the understanding, interpretation, and analysis of the required skill set for any job profile, along with the available pool of human resources. AI assists with everything from resume preparation to anticipated interview questions, serving as an effective support system by generating a list of potential questions and analysing the skill set for the job profile. This paper aims to discuss the effectiveness and limitations of AI in interview preparation. Additionally, it addresses some of the prominent tools and software that are frequently used in the recruitment process, which also aid candidates in anticipating probable questions and preparing answers.

Globalization and rapid advancements in ICT have intensified competition across various fields, including academic libraries. The introduction of new technologies like Library Automation, Web 2.0, digitization, QR codes, and the recent AI tools has significantly raised user expectations. To meet these demands, effective use of ICT and continual updates to library practices are crucial. This requires comprehensive training for all library staff—professional, para-professional, and support staff. While professional staff often have access to stay updated through conferences, seminars, workshops and development programmes, para-professional and support staff, often lack such opportunities. These support staff who are vital in delivering library services and representing the library to users, should also receive proper training in recent trends in the field. To address this, Ramniranjan Jhunjhunwala College, Ghatkopar, Mumbai has been conducting an annual one-week training programme for Library Support Staff (LSS) for the past 15 years. This paper discusses the learning experiences, features and evolution of the programme’s themes, topics, and sessions, along with feedback and challenges faced.