The growth of the collection of Marathi books at State central library Mumbai was due to the legal deposit system. The printed and non print materials preserve the cultural heritage. For preserving the Marathi publication, State central library is playing a vital role. The State Central library is act as a depository center for PR act and DB act. The trends of Marathi publication in the year 2012 is discussed in this paper.

The setting of interest rates in the field of microfinance (MF) has been hotly debated for years. On the one hand, it is claimed that high interest rates are justified because of the elevated operating and processing costs of serving very small loans without collateral. Today India has just slowdown in unemployment. Through this research paper we have just disclosed the India banking structure change of Micro finance. In 2011 India launched a cap on MF interest rates of 26% for loans up to 50,000 rupees (US$1,124) and at that rate stagnation and reduced borrowing followed. To offset this, in April 2014, the Reserve Bank of India introduced a more flexible rate: cost of funds (at market rates) plus 10% for existing MFIs and cost of funds plus 12% for new MFIs. A recent study by CGAP (Consultative Group to Assist the Poor) analyzed interest rates in over 866 MFIs between 2004 and 2011, finding that most African countries have instituted interest rate caps to protect consumers, in some cases due to political and cultural pressures.

Cinema is one of the most popular and contemporary modes of representing life and its various aspects creatively. There was a time when movies used to imitate life and human behavior with utmost resemblance and closeness to it. With the increasing importance of creativity and imaginative sensibility in the media sector, various art forms and their approach towards visualizing and presenting the humane and natural world have received a new dimension. Most importantly with the changing perceptions of the audience towards the representation of life, the way they live and the way they want to visualize it has led to the evolution of various genres of films and cinema, Fantasy films being one of them. Over the last few years, media and market in order to cater to the changing demands of seeing and experiencing the unreal in the real world have started emphasizing upon delineating a world marked by unusual and extraordinary. However, while doing this, there is also an attempt to keep fantasy and mimesis close to each other. The rising popularity of the movies like The Lord of the rings, Harry Potter corroborates it.

Talent is the inbuilt ability which a person possesses. Human talent is an asset whose value always goes on appreciating with the passage of time if given proper training. Like any other asset of the company Human talent also plays a crucial role towards the success of the company and hence the quantification of the value of human talent or human resource is an important requisite for the growth and development of an organization.There are various approaches to quantify the value of human resources. The importance of Human resource accounting is recognised by many organisations in India but till date it has not been compulsory by Companies Act. This paper is an attempt to discuss the meaning, need, importance, approaches, present position, benefits and challenges of human resource accounting in India.

Past two decades has been the witness of unprecedented progress in information, communication and related technologies in India. The society at large has reaped the benefits of the progress fuelled by the steep fall in computing and communication costs. But at the same time the world has listened to the ominous tunes of technological advancements. The gravity of cyber crime assumes more importance due to lack of awareness of Indian masses and the global nature of the crime. The paper reports the findings from the analysis of secondary data with regards to trends in cyber criminology.

Value Education is of utmost importance especially in the present scenario and it consists of developing the right balanced feelings and emotions. According to National Curriculum for Primary and Secondary Education (1985), the crisis of values our society is passing through “demands more explicit and deliberate educational efforts towards value development”. The objectives of the study were: (1) To study the need and significance of value education (2) To study the awareness of students on the significance of value Education (3) To study the perception of teachers on various ways through which value education can be imparted. The sample of the study comprised of 40 students studying in Class IX and X and 10 Teachers from 10 schools of Delhi. The tools used were: Close-ended questionnaire and open ended questionnaires. The findings indicated that more than average number of students are aware of the significance of value education but they need to practice and understand the practicing ways through which they can impart values to the students. The Teachers suggested various ways through which we can impart value education to students in a long lasting and effective manner.

Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society, in contrast to financial exclusion where those services are not available or affordable. An estimated 2.5 billion working-age adults globally have no access to the types of formal financial services delivered by regulated financial institutions.

This paper analyses the impact of US Dollar exchange rate on gold and crude oil prices, using the data series for the period 1991-2014. The rapid rise in gold and crude oil prices has been became a burden on the poor and developing countries, including India, who spend roughly half of their household incomes on their derivative products. In many countries and regions, gold and crude oil price inflation is higher than aggregate inflation and contributing to underlying inflationary pressures. The investors always look for the various investment avenues which increase their risk-adjusted returns and add diversification. Since ages, gold is preferred as the one of the major investment option especially by the Indian investors. The prices of the gold are fluctuating and are affected by the various factors. In this paper we tried to know relationship of the US Dollar with gold and crude oil prices with the help of econometric regression model. The result indicated the significant impact of dollar fluctuation on gold and crude oil prices.

A profession is a paid occupation specially one that involves prolonged training and a formal qualification. According to Macmillan dictionary, “a profession is a job that you need special skills and qualifications to do, especially one with high social status.”

Continuing education is education provided for adults after they have left the formal education system, consisting typically of short or part-time courses. Adult education is a vital component of the lifelong-learning field, covering the entire range of formal, non-formal and informal learning activities, general and vocational, undertaken by adults after leaving initial education and training. Here I want to include those who never entered any school premises. In India only 22 % children enjoy the school campus environment. If we want to manage total quality in education we have to initiate with innovative practices independently i.e. without government empathy. In education „Total‟ is „All‟; education for everyone. In our educational system we are far away from TOTAL with only 69.95% literacy. This is literacy and education is too much far away. Are we trying to reach everyone? „Continuing education and Adult education‟ is the answer! Second is Quality; "High degree of excellence in meeting the requirements of customers (learners)”. Just forget about „high degree of excellence‟ for the time being and concentrate on the other issue i.e. the customers; we lack customers, as half of our school-going children are working as labourers away from the schools. Are we doing something? Again „Continuing education and Adult education‟ is the answer! Third is Management; process to accomplish goals. We cannot accomplish goals with less number of customers i.e. students and less number of managers i.e. teachers. Though we are trying with continuing and adult education but see the facts:

The relationship between India and Iran is from the Ancient time. According to the documents and books of ancient time like 'Rughveda' and 'avaesta' which is written in the century by Nurbhrust. There is no difference between Indian languages and Iranie. Langues Both languages and Iraine languages. Both the languages are similar the context of words and proverbs Avaesta' describes the God and Goddess in Iran religion like Indra, Vayu, Nastya etc. are similar to the description of the gods from the Indian vedas. They are Indra, Vayu, Varttaghan hi India where 'Rughveda' has importance in Indian culture. The 'Avaesta' is a famous religious book in laran in the both books.3

In the present time Computer Education, Management Education, Education for Peace, Environmental Education and Adolescent Education have gained prominent place in education. The concept of Value Education is such that Value Education is very much required in the present social life; Value Education contributes in individual’s life and through it moral development of society could be enhanced. A tree becomes meaningful or successful when it becomes full with fruits and flowers. In the same way, human life is like tree. In the same way, the life of human being becomes meaningful when different virtues like service, humility, patience, kindness and holiness become integral part of his or her life and till all these virtues don’t become part and parcel of the life individual’s life cannot become Complete Life or Divine Life. The main objective of education is to enrich human life with Completeness and Divinity. Such practices are not seen in the present education system. Therefore, it is the demand of present time that we should find a new direction or a way so that human being can be made Human Being in real sense. Value education is not the subject that can be taught but it is the subject to put into practice. Its direct and indirect effects can be seen in the society. To establish values, it is necessary to plan lessons by referring to the values inherent in the lessons of the subject. In our textbooks, there is rich treasure of values. It is necessary to discuss the lesson with the help of values that are inherent in the lessons while conducting teaching practices in the classrooms and as a result values can be inculcated in the lives of the students and with the help of these values different skills can be developed in the lives of the students. ` The environment in the schools should be such that moral values can be cultivated

Varah is one of the faces Vishnu from the Dashavatar of Vishnu. Vishnu comes on the earth in ten different faces that means his birth is again & again on the earth. According to Bhagwat Gita, Vishnu comes on earth when a problem creates to religion. Vishnu comes on earth & he finished to Asur community, and creates well states of God, these things known to people. In the Puran, different stories of Vishnus was written and support to known information of Vishnus past stories. It affects as peoples considered Puran was real story & it was shown in sculpture by sculpture artist. From sculpture, Puran stories put forwarded for next generation. Well sculpture of Varah was developed in Aurangabad district. The paper gives the information of ancient & medieval period of Vishnus in face of Varah which is in sculpture form in Aurangabad district sculpture.

Theoretical performance analysis on a vapour compression refrigeration system with R152a a potential replacement for the R134a was done and results obtained with both refrigerants were compared. Both the refrigerants have same zero ODP but the GWP of R152a is ten times lower than R134a.The results showed that the R152a have a slightly higher (3.769%) coefficient of performance (COP) than R134a for the condensation temperature of 51⁰C and three different evaporating temperatures. The effects of the main parameters of performance analysis such as Refrigerating Effect, Compressor Work, Power Per Ton of Refrigeration (PPTR) were investigated for various evaporating temperatures. The graphs plotted provide satisfactory explanations about the effect of various system variables on the performance of a vapour compression refrigeration system.