Technologyhas changed everything in our lives. This is also true in the field of education, where it has twisted the very fabric of traditional learning and extended to us new and more evolved learning methodologies like 3Dprinting, Artificial Intelligence, Augmented and Virtual Reality, Big Data Analytics and Cloud Computing & Storage. Many Indian startups, Business houses, Non-government and Government interventions into the field of education have made their way into the new technology trends emerging in the education to make it more effective and innovative.

Knowledge of financial investment principles and the art of investment management are the basic requirements for a successful investment. Investment decisions relating to mutual fund involve planning of investment strategies according to the extent of diversification desired by individuals. Investors can reduce risk and maximize returns by way of Mutual fund investments, enjoying the expertise of professional fund management. This present study has the objective of finding out the necessary facts regarding satisfaction level of investors of IDBI Mutual Funds. This will also help the IDBI Mutual Fund House to understand the gap between investors’ expectation and their performance at various levels

The concept of the challenges of providing education to women with disabilities is very suitable theme and need of the hour in today’s context. About 650 million people in the world—or 10 per cent of the world’s population— live with disabilities {Beijing Platform for Action, Chapter IV, Strategic objectives and actions}. Women and girls with disabilities are amongst the most downgraded and underprivileged people in the world. The women and girls with disabilities are the victims of two-folddiscrimination as a result of being disabled and female. Disabled girls often experience a kind of separation and misery when they are exposed to the field of education systems. It is noted that there are many opportunities are given to the disabled girl children into the “Mainstream” of the public education system, there is also certain drawbacks have been stated. Women face often challenges to equality and progress due to the race, age, language, society, culture, religion and disability. Person with disabilities are commonly underestimated simply because they have a challenge to overcome. It has been proved that the person with disabilities can achieve the same triumph as those who are normal. It is noticed that the women with disabilities are three times more likely to be victims of sexual, emotional and physical abuse. The rights of persons with disabilities Act, 2016, states that, “The appropriate Government and the local authorities shall take measures to ensure that the women and children with disabilities enjoy their rights equally with others”. In conclusion, the challenges can be overcome through barrier free and accessibility to education without any discrimination on the basis of gender and disability issues. In this view, this study will convey the right information, importance and relevance and need of education for disable women and girls in the society.

The investigor conducted a study for his Ph.D. work and this research paper is the product of that work. This paper is concern with the relationship between Understanding of Science and Scientific Temper of Hindu and Muslim Students. There were five Independent Variables : type of religion, class level, type of school, geographical locale and sex, having two levels of each variable. Therefore research design for this study has been factorial design. The Dependent Variables : Understanding of Science & Sceintific Temper were measured and correlation beween them were found. The findings of the study are given in detailed paper.

Nowadays society has interest and concern about the Education because it directly or indirectly invests in education. Membersof the society are also called stakeholders as students and their parents, institution and industries, faculty and government. They can affect the educational institutions actions or be affected by their actions, objectives and policies of education .In our India, national goals are achieved through education. Stakeholders want outcomes from education in the form of knowledge, attitudeskills, values what their children get andlearn through curriculum or programme of Educational Institutions. Hence, it is responsibility of Educational Institutions to develop their programmes and courses which are outcome based .The programme is nothing but the curriculum which includes totality of students experiences that occur in the educational processes in the form of Extracurricular activities, Co-curricular activities along with Theory and practicum components. The course is nothing but the syllabus which is part of the curriculum. For example M.Ed. is curriculum while its core papers, practicum, dissertation, internship, field visits, optionalpapers, specializationpapers, educational tour are the courses throughout the Semesters.

Tea is the most common drink in rural and Urban area of Maharashtra, India. British has introduce tea. This hot drink is a regular, refreshing drink, an excuse for debate. It is always together from the social & economic culture. The various of tea that is made and sold by vendors, the quality of tea that is sold a superior quality. Tea stall opens at 6.30 am to till 8 pm. A chaiwallah keeps making tea. It is actually a strenuous job but the returns are very high. The average income of a chaiwallah is between Rs 2500 and Rs 3500 per day. Researcher found out that the average cost of a bhand of tea in the city is Rs 8-12 and a chaiwallah sells not less than 400 cups of tea per day. There are 100 ways and styles that a tea maker make and serve tea. Tea break for some refreshment is given to the employees at industries and corporate offices. It makes a healthy atmosphere for good work culture to the employees. Sip of tea are akin to breaths of energy and freshness for men after their return from work at the evening. Moreover, the tea is serving in family and friends get- together. Senior citizens and the retirees in share a great bond with tea. There is not railway platform without tea stalls in Maharashtra. 1000 of vendors earn a daily income by selling tea in local and express trains Tea packaging is concerned are more popular in the areas, However, depending on circumstances, roadside vendors must comply with zoning and licensing restrictions, health and sanitation. Problems face by consumers are ranked as a) Improper parking facility, b) Unhygienic Conditions of the tea stalls, c) Improper shelf space, d) Selling of other products, e) Unavailability of branded bakery items, f) Lack of knowledge of Retailers, g) Unavailability of desirable products, h) Billing Problem. “Garam chai” is the branding of tea. Guests are entertained like Gods all over India. Serving tea with some crispy snacks to them is an age-old tradition that is weaved like a thread in the socio-cultural fabric of the country. Offering tea is a token of hospitality in Indian society. Be the season summer, winter, rainy or spring, cups of hot tea with a plateful of snacks like samosa, kachori, aloo pakoda, mixture, potato chips, etc. are a must in service to guests in households across the country. Indians of different age groups are in the habit of getting up from bed and starting the day with sips of tea(chai) in the morning. Having tea in the morning is part of their daily routine. The women in Indian households – mothers, wives, or sisters – perform the duty of making morning tea as a habitual action and a token of affection for the family household. Somebody wanted to enjoy a cup of tea at a similar sort of cafe devoted to tea they’d be out of luck, even in the world’s second-largest tea producer -- and a country where people drink nearly eight times more tea than coffee each year. The lack of a single national franchise centered on tea, known in India as chai and served in a glass, has come into especially sharp focus now that coffee giant Starbucks is poised to make its entry into India find nice coffee anywhere, but finding a perfect cup of chai outside is actually tough,” “If it is good quality chai, consumer not mind spending money. People like to see a lot of different flavours of tea, and healthy stuff like green tea.” No matter what people say, much of the problem is image. There are numerous tea vendors who set up shop under a tree or on the streets in India, but the quality of chai they offer for five rupees is often suspect. Pune’s growing urban middle-class would rather pay a few extra rupees for the clean, posh settings offered by coffee shops. In addition, selling tea has been traditionally considered a down-market job. Coffee shops, on the other hand, have always been associated with a Western, fashionable lifestyle. A new wave of educated entrepreneurs hopes to capitalise on this gap, keeping the essence of Indian chai but offering a modern setting. Selling chai is considered the last way of makeing source of revenue, the fact of the matter is that tea is a very large business in Pune Maharashtra. Roadside tea stalls offer just masala chai, tea brewed with spices and herbs, the former engineer offers a variety including lemon tea and green tea. tea as a healthy drink rich in antioxidants, which can boost the immune system. “People were grateful that we were giving them a clean glass of chai in an affordable and very hygienic setting. Consumers are looking for a change, They have been having coffee at coffee shops for so long, that they were earning for a new concept

Manavi hakkasathi keval manushya asane hi bab aavashyak manali jate. 13 vya shatakat, naisargik hakkachya swarupat manavi hakkacha pratham ullekh karanyat aalela aaahe.

Feasibility of development of innovative possible destinations must be investigated in the advantages of tourism business are homogeneously distributed. Geographical exploration of tourism must serve as impetus to diversification of tourism into less developed and unavailable areas.'Tourism Geography ' a sub discipline that has emerged as a well developed department of geographical reports in India, even though this area involves attention of geographers to a broad range of aspects, the present pattern of India is inclined towards not many factors as trends of tourism flow, impacts of tourism on the sustainability or the earth of tourism, with a few notice even centered on certain goal tourism as adventure, sports, wellness or nature tourism.

Bharatat sattadhari rajkaranane dharma,jat aani arthkaranacha aadhar ghetlela disato

The innovative practices with use of ICT can be applied in teaching and learning processes, by teacher in education is important role for development of society. Now a days world teachers need to be equipped not only with subject knowledge and effective teaching methodology, but with capacity to assist students to fulfil the demands of the emerging knowledge-based human being. The aim of the study is to improve the better practices of teaching, learning and applications by using ICT in mathematics. The finding of the study is use of mathematical software in teaching learning methods is better than traditional teaching method for promoting mathematical thinking among the undergraduate students.

In the cases of shares quoted in the recognised Stock Exchanges, the prices quoted in the Stock Exchanges are generally taken as the basis of valuation of those shares. However, the Stock Exchange prices are determined generally on the demand-supply position of the shares and on business cycle.1 Credible valuations are critical to the efficient working of the capital markets, businesses, government and all its stakeholders. With growing shareholder activism, importance of independent valuations is arising all over the world including India. These actions and options are the result of fear, guesswork, intelligent or otherwise, good or bad investment policy and many other considerations. The quotations what result definitely do not represent valuation of a company by reference to its assets and its earning potential. Therefore, the accountants are called upon to value the shares by following the other methods “Price is what you pay, Value is what you get” – Warren Buffet

Dr. Babasaheb Ambedkaranche vyaktimatva bahuaayami aahe. Bharatiya ghataneche shilpkar manun jagatik kirti asali tari tyancha vegvegalya kshetratil vyasanga phar motha aahe.

The present research paper focuses on the method of valuation of shares based on the Yield Method of Valuation of shares. In the research paper an analysis of four companies balance sheet is done to calculate the value of shares by fair market value method and yield method

In modern era, due to advancement of Information and Communication Technology (ICT) the world is changing into a virtual classroom and libraries are changing into information centers. Students are more technology oriented. Students are expected to learn beyond the syllabus. Promoting “Information Literacy” skills at all levels of education is the collective responsibility of teachers and librarians. This article discusses about the concept of information literacy, role of a librarian towards the students and teachers for providing the various information services/ products for achieving information literacy. It covers development of ICT skills by the librarian in the Information Literacy programmes. The paper also describes the use of ICT in the college library and the level of satisfaction