Internet banking (E - banking) means any user with a personal computer and a browser can get connected his banks website to perform any of the virtual banking functions. Internet banking is a result of explored possibility to use internet application in one of the various do mains of commerce. Internet Banking is also called as online banking and it an outgrowth of PC banking. Electronic banking has experienced explosive growth and has transformed traditional practices in banking. E - Banking has become a global concept. E - Banking may make life easier in some ways but there are certain issues with respect to E- Banking. There are many advantages of online Banking the banking sector is expanding as a rapid rate in India. As of November 2020, the total number of ATMs in India increased to 209,282. Attempt is made through this paper to focus on the services covered under E-Banking such as Internet Banking, Mobile Banking, ATM, Debit Card, Credit Card, Point Of Sale, Electronic Data Interchange, and Electronic Fund Transfer. Electronic banking facility that allows its customers to undertake online banking services anytime during the day and at any place using the internet, for which the customers used to visit the banks in earlier days. Working women are the main component of any societal, banking and national system therefore it is important to ensure highest level of awareness to them towards new technologies such as mobile banking and minimize the problems being faced by the working women while using mobile banking services .The paper is also speaks about the benefits of E-Banking and its relation with the women.

India is mainly an agricultural country. Agriculture is the most important occupation for most of the Indian families. In India, agriculture contributes about sixteen percent (16%) of total GDP and ten percent (10%) of total exports. Over 60 % of India’s land area is arable making it the second largest country in terms of total arable land. Agricultural products of significant economic value include rice, wheat, potato, tomato, onion, mangoes, sugarcane, beans, cotton, etc. Agriculture is the backbone of Indian economy. Though, with the growth of other sectors, the overall share of agriculture on GDP of the country has decreased. Still, Agriculture continues to play a dominant part in the overall economic scenario of India. Food is essential for life. We depend on agricultural outputs for our food requirements. India produces large quantity of food grains such as millets, cereals, pulses, etc. A major portion of the food-stuffs produced is consumed within the country. Our farmers work day and night to feed our population that counts over 1.21 billion. Besides agriculture with a commercial bias, subsistence agriculture with its emphasis on the production of food for the cultivator’s family is widespread. Traditionally, Agriculture is followed as the simplest method of obtaining food for the family. Seeds, Fertilizers, Pest Control, Extension Services, Kisan Call Centre, Kisan Credit Card, and Information Technology etc. seem to be improving the agricultural sector.

Intellectual property rights (IPR) give exclusive rights to inventor or creator for their valuable invention or creation. In the present era of globalisation plying important role for international trade and practice and live hood. These rights boost the innovative environment by giving recognition and economic benefits to creator or inventor whereas the lack of IPR awareness and its ineffective implementation may hamper the economic, technical and societal developments of nation. Hence dissemination of IPR knowledge and its appropriate implementation is utmost requirement for any nation. The present paper highlights various terms of IPR such as patents, trademarks, industrial designs, geographic indications, copyright, etc. with their corresponding rules, regulations, their need and role especially pertaining to Indian context

The Bombay Natural History Society (BNHS) founded in 1883 is recognized as one of the leading conservation research organizations in the world. It is a non -governmental organization It has been collecting data on the specimens of natural history throughout the Indian sub-continent, through various mammal and bird surveys conducted throughout the country, it played a key role in disseminating scientific knowledge about them. Various specimens of flora and fauna were sent to the BNHS for identification and preservation. The movement which was started for exchanging notes on natural history and deposition of the specimens collected by hunters resulted in one of the finest collections and was the oldest natural history collection in India and is a part of the national heritage of India. The BNHS zealously campaigned for wildlife preservation by writing to forest officers, sportsmen, and the Government for their opinions, their series of editorials and articles in the journal created awareness about the need for conservation. They persuaded the authorities to evolve an enlightened policy towards wildlife and provided a platform to naturalists. After independence ( 1947- 1972 ) it played a pioneering role in spreading of scientific information and research through its various environmental projects like bird migration project, conservation campaigns for saving endangered species like the tiger, creating awareness through "Nature Education” Programmes, support for establishing National parks at Borivali, Bird Sanctuary at Karnala and Mahim..The Non -Government organization( NGO) is an organization that tries to achieve social or political aims but is not controlled by the government. NGOs are distinctive as they are voluntary organizations who do not operate for profit. Before independence, there was little scope for non -government activity particularly in the field of conservation of nature and natural resources as the emphasis was on hunting, which was the rulers prerogative for entertainment. However, in the latter half of the 19th century, some NGO's like the BNHS was encouraged by British hunters, and they flourished due to their patronage. In the field of Natural History, there were two types of organizations, one was science-oriented, devoted to the setting up of museums, organizing natural history expeditions and collections. The general objective was the acquisition and dissemination of knowledge.

India’s GDP was decelerating even before COVID pandemic, from 8.3 % in 16-17 to 7.1%, 6.1, and 4.2% in the next three years. India’s economy posted its steepest contraction on record in the April-June quarter of the 2020-21 fiscal year as the strict lockdown imposed to arrest the spread of COVID infection stalled economic activity, shut out consumption and investment, and led to job and income losses. The government on 13th May 2020 announced the stimulus package meant for extending a helping hand to MSMEs, NBFCs, DISCOMs and salary earners. The aggregate amount involved in this package was Rs. 5.94 lakh crore. Data released by NSO showed GDP in April- June of 2020-21 slumped 23.9 % compared with a growth of 3.1 % in the previous quarter (Jan-Mar). Tourism and hospitality contribute approx. 9.2 % to the country’s GDP. The sector consists of a large workforce of approx. 42.7 million. With a lockdown being imposed for less than a month had resulted in the industry facing a loss of USD 22 billion (25 % shrank) and also not the forget leaving 50 million people being laid-off due to less demand for tourism, being faced with the crisis globally. According to FAITH (Federation Association of Tourism and Hospitality) over 95% MSMEs of 53000 travel agents, 115000 tour operators, 53000 hospitality services and over 5 lakh restaurants in India are facing the brunt of adequate cash flow in the sector since feb., 2020. Among major economies, India’s contraction was the sharpest. After declining by 24.4% in the first quarter last year, the economy has registered growth rates of -7.5%, 0.4%, 1.6%, and 20.1 % in subsequent quarters. This V shaped curve of recovery is testimony to the strong fundamentals of the economy.

Rise of British Period in India was an outcome of Political disunity among Indian states. Lack of economic sufficiency, social distinctions and rivalry, faith in out dated practices and non-availability of scientific and rational approach were the other factors lead to establishment of foreign rule in the country. Initially British traders and administrators of the British East India Company carefully expanded their field of activities. Early Governors like William Bentinck, Thomas Munro, Mount Stuart Elphinstone tried to secure support of locals and extended the rule. They realised the need of spread of education, scientific approach and train people to run administration. Therefore English education is introduced, Press is started to form and educate public opinion which will be helpful for them to consolidate the rule. In course of time Indians enlightened with the new scientific education and new language and literature started writing. Establishment of various press houses at Calcutta and publication of newspapers mostly weekly’s in English and later in Persian and Bengali brought the freedom of expression forefront. Several Newspapers started coming up in Bombay... next to Bengal. Along with British Parsi and Hindu publications emerged and started publishing papers in Gujarati, Marathi and English. Indian Spectator was one well known weekly started publishing from 1880 and rose to prominence shortly. It has initiated social awakening along with political in Bombay and other parts of the country. Mr. Behramji M. Malabari an editor of The Indian Spectator raised the prominent issue of Child marriage and wanted to bring reform in the same by passing of legislation. He used Spectator as a medium to create awakening among the masses. This paper is an attempt to show how journalism, introduced by the British proved successful in social and political awakening.

Hamid Umar Dalwai was a Muslim Modernist, social reformer, thinker, activist and Marathi language writer in Maharashtra. In India mingling of religion with politics is always been the part of politics. India had witnessed the politicization of religion since the British Government. After the Independence various political parties are vying or Muslim votes by offering various promises. The Muslim leadership’s thought process which prevailed during his time virtually sought a parallel state for Muslim within India. Hamid Dalwai was one among the few religiously secular people. He had an independent personality of his own. From time to time, he earnestly appealed to political parties in India not to make humble appeals to Muslims. According to him, it indirectly fostered emphasis on communal separatism in Muslims. He believed that religion and politics have been confused amongst Indian Muslims. He wanted to attack it and expected to separate the two. He used his life, speech and writing for that purpose. He strove towards a uniform civil code rather than religion specific laws. To banish religion from the public sphere of politics as Kemal Ataturk had done in Turkey same kind of secular ideology Hamid Dalwai wanted to implement in India. Hamid Dalwai along with seven women had marched down to the Mantralaya in Mumbai, demanded today, the issue of triple talaq has gained traction, and with the practice declared illegal by the Supreme Court in 2019.Dalwai is one of the key figures that spearheaded this struggle. He was a radical Modernist who appeal to Muslim society that an old-fashioned Muslim society could not compete in the modern world, Muslim remained backward because they oppose the modernism. He demanded that triple talaq be abolished, uniform civil code (UCC) be implemented and polygamy be banned". Dalwai’s main interest was with changing the attitudes of Indian Muslims towards democracy and modernism and the need for reform among Muslims. The analysis and interpretation of Islam and the politics of Muslim community by Hamid Dalwai was revolutionary. In this sense, he was the first Modernist, revolutionary social thinker in the Muslim society of Maharashtra.

India's foreign policy is currently focused on improving relations with the neighboring countries in South Asia; engaging extended neighborhoods in the Southeast Asian region and other major global powers. India’s foreign policy, ever since independence, remained focused on the principles of peace, non-violence, non-alignment, antiimperialism, anti-racism, anti-war etc., which are derived from the faith and ideals of human goodness, innate equality of the people, universal brotherhood, unity in diversity and secularism. However, in recent times, especially since 2014 commerce, trade and security have taken prominent positions. In this article I attempt to write for the purpose to review India's changing policy on these issues.

Social media is basically a group of some social portals and tools that are internet-based and it used for extraction and exchange of information. Well, it is also a true that technology is starting to create a very big world and social media playing very important role in it. Social media is a composition of all the various websites, apps or internet communication devices. It unable users to connect with others. The present hype of Social media started in the early 2000s. As a social animals, people have always relied on communication to strengthen their relationships. When it is impossible and inconvenient to discuss face to face, human have dreamed up plenty creative solutions. From the individuals, entrepreneurs and celebrities uses social media for personal use, to startups, small business and big enterprises because it was an effective to medium to explore. Social media platform has billions users in the world. Social media has changed the world. The roots of social media stretch for deeper than you might imagine. Social media has lots of uses. Communication is the mainly use of social media. Individuals are able to build up strong relationships with each other. Media sharing and Entertainment is the very popular use of social media. The whole entertainment industry is all depends on social media. Whatsapp is a social media platform, which allows to communicate and interact socially. Whatsapp is a messaging platform which works over the internet. Whatsapp allows you to unlimited create, exchange & share text, visual image, video & audio & all these are done instantly & free of cost. WhatsApp gives us the option of having a mobile app, Web version & Desktop app. It’s become popular because of the advantages which offers to users.

The NEP 2020 is defining moment for higher education. Effective and time-bound implementation is what will make it truly path-breaking. The concept of empowerment and autonomy to innovate is one of the key features in NEP 2020 which supports a phasing out strategy from Affiliated Colleges to Autonomous Institutions. The increased flexibility offered to autonomous institutions also gives hope in curriculum enrichment. It also says that with appropriate accreditations, autonomous degree granting colleges could evolve into research-intensive or teachingintensive Universities. In this paper, there is an attempt to give a theoretical analysis of National Education Policy 2020 for higher education.

The industrial revolution in the early nineteenth century played a crucial role in shaping the future we live in today. In the twentieth century, we are already accustomed to the many technological innovations that provided services to the people. India being a victim and colonial rule, we missed out on participating in the industrial revolutions in the nineteenth and twentieth century. Nonetheless, India has been playing a leading role in making bold moves to advance the movement and making life convenient for its citizens. Because of the COVID 19 we all are experiencing the need for digitalization and digital resources. The aim to infuse “Digital India” technology with day-to-day services and this has great impact on people and concept and digital India. Digital India is a company launched by the Government of India in order to ensure the government service are made available to citizens electronically by improved online infrastructures and by increasing Internet connectivity or making the country digital in technology. Rajiv Gandhi promoted science and technology and associated industries by bringing computer and internet to India. Under his guidance the development of telematics (C- DOT) was established in August 1984 to develop to state-ofart telecommunication technology. Digital India is a flashing programme of the Government of India Digital India or nor profit making company is setup by ministry of electronics & information technology under the section 8 of company Act 2013. "The Digital India brand remains compelling, linked as it is to the aspirations of hundreds of millions of young Indians, and to the technologists and entrepreneurs who truly believe in the transformative impact of digitalisation".

Atmanirbhar or self-reliance engulfs multiple facets of human life and activity and does not rest only at the door of economics. Social self- reliance or Samajik Atmanirbharata refers to the ability of a community to function with a level of cohesion, social accountability and mutual dependence - taking decisions, mobilizing resources and building and maximizing inter-personal capacity to address issues and initiatives for mutual benefits. In a country as diverse in nature as ours, attaining social self-reliance by retaining our family values and cultural ethos is paramount towards the creation of a strong and confident India. The Family Laws of Goa relating to marriage, divorce, adoption and succession are different from the rest of the country. The Civil Code of Goa, derived largely from the Codigo Civil Portugues (Portuguese Civil Code) of 1867, based on Code Napoleon, was made applicable to Goa in 1870, underwent a change in 1880, when it incorporated the special and private usages and customs of the native Hindus, which had been codified and to the extent they were not against morality and public order. In 1910, the Code underwent further changes in keeping with the Portugal’s Republican spirit. After Goa’s liberation, vide the Goa, Daman and Diu Administration Act of 1962, the Indian Parliament maintained all the family laws in force in Goa before its liberation. Based on Goan experience of uniform Civil Code, this paper expresses an ideal towards self-reliant and harmonious Indian society and attempts to provide a valuable counterpoint to the modern day emphasis on preserving diversity, at the cost of unity.

Journey of India from British Raj to Aatmanirbhar bharat' ya ek divasiya rastriya staravaril interdisciplinery e-conferencemadhye " Swatantrottar kalkhandatil mahanagariya kadambari: Nava pragatishil pravah" ya sanshodhan bibandhaantargat swatantrottar kalat marathi kadambarit vyakta honare 'Mumbai' mahanagar va tyatil jivanchitran kshetra, jivanjaniva yancha kalatmak va sanskrutik drushtine vichar kela aahe.

Navayug saptahikachya prambhapasun manajech e.s. 1940 te 1942 paryantchya kalkhandacha yethe vichar karanyat aala aahe.

Swatantra sangramatil thane jilyatil; aandolanamage jya jya shakti-pravrutti, santha, gat kam karit hote tyanchya yetihasik kamgiricha shodh ghene ha prastut uddesh aahe.

Avval engraji kalalhandamadhe ingraji sattechya janjagruti karanyache mahatvache karya vartamanpatrache karya vartmanpatrani kelele disate.

Bharatane swakaralelya khajagikaran, udarikaran aani jagatikaran ya tatvamule bharatatil samajik, aarthik tasech rajakiya khetrat badal jale aahet.

Santhanchya vilagikaran sandarbhat british sarakarne 15 August 1947 purvi bharatiya kivva pakistanamadhe samil vhave

Jagatil sarvashreshta manun sanvudhan olakhale jate. He bharatiya sanvidhan bharatatil bhougolik, samajik, sanskrutik, rajkiya, aarthik sarva paristhiticha sakhol vichar karun aalele sanvidhan aahe.

Bharatatil aadhunikikaranacha ek tappa manun mahila vikasakade pahile aahe.

Aim of education is to create citizens who are humane, concerned and caring about people at local and global level. Service learning is a teaching and learning strategy that differs from community service where the provider of the service (community center) and the recipient of the service (pre service teacher) both benefit from the service learning experience. Service learning experience results in academic gains and connections of the course to real life situations. It also results in personal gains and improvement of life skills which help to create civic minded and socially responsible citizen with an intention to indulge in lifelong engagement. The study also has tried to integrate Lev Vygotsky theory of socio cultural theory. The integration of service learning with critical thinking is presented through the two dimension of Lev Vyotsky’s theory of zone of proximal development and more knowledgeable other. The present study aims to understand the relationship between critical thinking and service learning among pre service teachers. The sample for the study consisted of 1054 pre service teachers of aided and unaided institutes of Mumbai. The findings of the study revealed that there existed no relationship between critical thinking and service learning among pre service teachers.