Air pollution represents the greatest environmental risks to human health. Globally, an annual estimation of premature death due to air pollution is 7.9 to 8.1 million. The Air Quality Index awareness is important for protecting public health, enabling individuals to make decisions about outdoor activities to reduce exposure to harmful pollutants. The Government of India has launched several initiatives to create awareness about the Air Quality Index (AQI), aiming to help citizens understand pollution levels, associated health risks, and necessary precautions. Still the Air Quality Index of Navi Mumbai has been consistently higher since past ten years. This study aims to assess the level of Air Quality Index awareness among people and examine the relationship between AQI awareness and people’s participation in sustainability initiatives. The paper adopted a cross-sectional survey study as research design. Online questionnaires were distributed among 85 respondents of Navi Mumbai area and data collected were analysed through descriptive statistics, Reliability Analysis and correlational analysis in social science research. The study concludes that AQI awareness significantly influences sustainability participation. Enhancing public awareness can therefore contribute to improved environmental outcomes

This paper examines the historical evolution of the insurance sector through four major regulatory phases—Colonial, Nationalization, Liberalization, and the Digital Era— highlighting the relationship between regulation, ownership structure, and consumer impact. During the Colonial period (1905–1938), legislation such as the Indian Life Assurance Companies Act 1912 and the Insurance Act 1938 shaped a market dominated largely by foreign insurers, while Indian Swadeshi firms struggled to gain consumer trust. The Nationalization phase (1956–1972), marked by the Life Insurance Corporation Act 1956 and the General Insurance Business (Nationalisation) Act 1972, introduced a state monopoly through Life Insurance Corporation of India and General Insurance Corporation of India, ensuring stability and policyholder security but limiting competition and product diversity. The Liberalization phase beginning with the Insurance Regulatory and Development Authority Act 1999 established the Insurance Regulatory and Development Authority of India as an independent regulator and opened the sector to private and foreign joint ventures, resulting in increased competition, innovation, and improved customer service. In the Digital Era (2015 onwards), regulatory reforms by Insurance Regulatory and Development Authority of India and higher foreign direct investment limits have enabled a diverse ecosystem of public, private, and foreign insurers. This phase is characterized by technology-driven transformation, including digital distribution, micro-insurance, and AI-based underwriting, significantly enhancing accessibility and customer experience. Overall, the evolution demonstrates how regulatory reforms and ownership diversification have progressively improved market efficiency, consumer choice, and technological adoption in the insurance industry.

The World Economic Forum is an international institution that convenes political leaders, business executives, policymakers, and representatives of civil society to discuss global economic, political, and social issues. It is non-profit organisation and established by Klaus Schwab in 1987. Davos is very popular a place where economic and political leaders met to exchange views on the direction of the world economy. The Theme of WEF 2025: "Collaboration for the Intelligent Age. The World Economic Forum (WEF) is an international organization headquartered in Geneva, Switzerland, that brings together individuals and political and business leaders each year to discuss significant issues that impact the global economy. The Forum strives in all its efforts to demonstrate entrepreneurship in the global public interest while upholding the highest standards of governance. Moral and intellectual integrity is at the heart of everything it does. Activities are shaped by a unique institutional culture founded on the stakeholder theory, which asserts that an organization is accountable to all parts of society. This paper is thrown the light on the contribution of World Economic Forum in Indian Economy.

The integration of technology into governance, commerce, and communication has significantly transformed the legal landscape in India. Technological advancements such as artificial intelligence, digital payments, social media, and data-driven systems have improved efficiency and accessibility but have also created legal, ethical, and regulatory challenges, particularly concerning privacy, security, and accountability. India has addressed these challenges through laws such as the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023, and intermediary regulations. The judiciary has also played a crucial role, especially by recognizing privacy as a fundamental right and protecting freedom of expression in the digital environment. However, challenges such as regulatory gaps, enforcement limitations, jurisdictional issues, and rapid technological growth continue to create legal uncertainty. This research examines the legal implications of technological advancement in India, evaluates existing frameworks, identifies deficiencies, and suggests reforms. The study highlights the need for a balanced legal framework that promotes innovation while ensuring protection of fundamental rights and constitutional values.

The paper explore the transformative impact of the National Education Policy (NEP) 2020 on library practices within the Indian academic system. The NEP 2020 represents a significant reform aimed at reshaping educational frameworks and consequently influencing library operations, resources, and services critical to supporting academic and research endeavors. I argue that the policy will enhance library practices by fostering digital literacy, improving resource accessibility, and implementing innovative management strategies. Through a thorough analysis of historical library practices in India, I examine how NEP 2020 promotes technological advancements and digital platforms, supplemented by case studies from Indian institutions that exemplify these changes. My findings reveal that NEP 2020 not only facilitates the evolution of library services but also enriches the overall academic ecosystem. The paper concludes by reflecting on the policy's pivotal role in advancing library practices and suggesting avenues for future research and exploration.

India's economic transformation in the 21st century reflects a shift from traditional employment structures towards innovation driven and flexible economic models to prominent emerging frameworks the Orange economy and the Gig economy, represent significant opportunities for growth ,entrepreneurship and creative partnership .The orange economy focuses on cultural industries ,digital creativity, intellectual property and innovation based enterprises ,while the Gig economy emphasizes flexible, task-based employment models enabled by technology platforms. Recent policy discussions,including insights shared by Finance Minister Nirmala Sitharaman, have highlighted the importance of creative industries and innovation ecosystems in strengthening India’s global economic competitiveness.Additionally ,the post- COVID period accelerated digital adoption,reshaped labour markets and encouraged non-traditional employment structures. This conceptual research paper examines the rise,significance and implications of these economic models within India’s dynamic global environment.The study explores technological drivers, policy perspectives,entrepreneurial opportunities and socio- economic challenges and recommendations for strengthening India's economic resilience through innovation,digital transformation and inclusive growth strategies.

CBDCs offer today's payment systems an additional layer of efficiency while covering new terrain in financial inclusion and monetary policy enforcement. These benefits are being recognised by central banks worldwide, as well as within their own countries. Turning our attention to India, the Reserve Bank of India has begun taking steps to introduce the Digital Rupee, poised to tackle the challenge of creating a practical and usable sovereign-backed digital currency in the country. India’s digital currency proposals and policy frameworks have raised critical questions about the feasibility of a cashless economy. Implementing a cashless economy policy while reducing costs, enhancing transaction efficiency, and mitigating counterfeiting and other financial manipulation requires thorough consideration. The Bank for International Settlements has consistently challenged policymakers in India to develop a strategy and policy that considers social and legal realities, and how to maximise the chances of reaping the potential benefits of reduced costs. This inevitably raises central questions of social readiness. Designing a CBDC strategy has the potential to instil optimism, but it also raises concerns about the country’s digital policy infrastructure. There are increasing levels of optimism. The country’s robust payment infrastructure and active banking model serve as the foundation for building an economic model for CBDC.