Content and Language Integrated Learning (CLIL) is a pedagogical approach that combines content instruction and language acquisition, offering an innovative solution to language learning. The method is based on the idea that students can be exposed to academic content while simultaneously learning a new language, promoting dual competence in disciplinary and linguistic skills. This article examines the effectiveness of CLIL in promoting students' cognitive, linguistic and academic development. Through a review of existing research, case studies and instructional models, the article highlights the benefits, challenges and implications of implementing CLIL in multilingual classrooms. The findings suggest that CLIL can significantly enhance both content knowledge and language proficiency, particularly when integrated thoughtfully into curriculum design. However, its success is contingent upon factors such as teacher expertise, curriculum alignment, and student motivation. This document provides teachers and politicians to optimize the implementation of Emil to maximize students' learning outcomes.

Artificial Intelligence (AI) is transforming the educational landscape by providing creative ways to improve instruction and learning. Through data-driven insights, administrative work automation, and personalised learning, AI-driven technologies have the ability to completely change conventional educational systems. AI is changing education through a variety of means, such as intelligent tutoring systems, automated grading tools, and adaptive learning platforms. Real-time performance tracking, enhanced student engagement, and customised curriculum development are just a few advantages of integrating AI in education. However, there are a number of obstacles to overcome before incorporating AI into educational systems, such as worries about data privacy, ethical considerations, implementation costs, and institutional and teacher reluctance to change (Mishra, D. S., et al., 2023). There are still a number of research gaps despite the increased interest in AI applications in education, including the requirement for standardised frameworks, the paucity of empirical data on long-term effects, and accessibility concerns, especially in underprivileged areas. With developments in immersive technologies like virtual and augmented reality, adaptive learning, and AI-powered lifelong learning partners, the future of AI in education is bright. These advancements have the ability to democratise education by providing students worldwide with access to top-notch educational opportunities (Shah, W., et al., 2021). In conclusion, even if artificial intelligence (AI) offers exciting prospects to improve the efficacy and efficiency of educational institutions, rigorous evaluation of pedagogical, ethical, and infrastructure factors is crucial. The education industry may open up new avenues for development, inclusivity, and individualised learning by tackling current issues and adopting AI-driven technologies sensibly. The future of AI in education will be greatly influenced by the cooperation of academia, business, and government, which will guarantee that the advantages of this technology are optimised for students everywhere.

This study proposes a stacking-based multimodal framework for phishing detection that integrates text content and URL data. The primary objective is to enhance phishing detection systems by leveraging the advantages of unstructured text content and structured URL features. The framework employs a fine-tuned BERT model to classify text content and a random forest (RF) classifier to process URL features. To improve detection accuracy, the predictions from both models are combined using a meta-classifier. Results demonstrate that the proposed model outperforms individual conventional classifiers such as multilayer perceptron, logistic regression, and RF, achieving an impressive true positive rate of 0.999 and a minimal false positive rate of 0.001. The effectiveness of the model in identifying phishing attempts while reducing errors is highlighted by consistently high precision, recall, and F-measure values, all exceeding 0.994. These findings support adopting the proposed approach in real-time phishing detection systems for platforms like websites, SMS, and emails. By combining URL and text-based features, this research offers a novel approach to combating evolving phishing threats.

South-India's conventional gold market, which has traditionally depended on physical gold in the form of gold bars and jewelry, is changing as a result of the rise of digital gold investment platforms. This paper examines how ease and affordability are driving the increasing use of alternative investment choices such as sovereign gold bonds, gold mutual funds, and gold exchange-traded funds (ETFs). The study looks at how consumer behavior is being affected by these digital channels, which provide a variety of possibilities while lowering the need for physical gold. It also draws attention to issues facing conventional gold markets, such as the decline in demand for gold bars and jewelry. The results shed light on the changing dynamics of the gold investment industry and highlight how conventional businesses must adjust to this digital change in order to remain relevant in the market.The impact of digital gold investment platforms on the conventional gold market is shaped by multiple elements, including social influences, traditional beliefs, technical improvements, and economic concerns, according to this study.

This research explores the transformative role of social media in blended and hybrid education, emphasizing its potential to enhance learning experiences by integrating traditional face-to-face instruction with online platforms. Blended learning combines in-person teaching with online tools, offering flexibility and personalized learning, while hybrid education incorporates structured divisions between online and offline sessions. Social media platforms such as Facebook, YouTube, and LinkedIn serve as critical tools for communication, collaboration, and knowledge-sharing in these educational models. The study highlights the benefits of social media integration, including enhanced engagement, global connectivity, and access to diverse resources, alongside its challenges, such as the digital divide, privacy concerns, and the need for educator training. It also examines successful case studies from institutions like Harvard University, Purdue University, and Khan Academy, showcasing innovative uses of social media in hybrid education. Furthermore, the research outlines emerging trends, including the impact of technologies like AI, VR, and blockchain, and provides actionable recommendations to optimize social media use in education. By addressing key challenges and leveraging future opportunities, this study underscores the importance of social media as a transformative tool for modern education, enabling equitable, inclusive, and interactive learning experiences.

The integration of Activity-Based Learning (ABL) and Ed-Tech in education has transformed pedagogical approaches across disciplines. This study explores the role of ABL and Ed-Tech models in enhancing student engagement with the Indian Knowledge System (IKS). A survey conducted among first-year undergraduate students examines their familiarity, interest, and perception of IKS, as well as their views on the effectiveness of ABL and technology-driven methods. The findings indicate a strong preference for interactive learning approaches, highlighting the potential of ABL and Ed-Tech in making IKS education more accessible and engaging. The study also discusses challenges such as curriculum standardization and teacher preparedness while suggesting policy interventions and digital advancements for better integration.

This study specifically examines students' understanding of key financial concepts such as distinguishing between needs and wants, financial management practices, debt awareness and management, investment knowledge, credit and loan comprehension, decision-making in financial matters, access to financial literacy resources, and future financial planning.This survey-based study aims to evaluate the financial literacy levels of students across multiple domains. By analyzing survey responses, the study seeks to gain valuable insights into the current financial literacy levels of undergraduate students. The primary purpose is to assess the financial knowledge and capabilities of university and college students. Data collection incorporates a mixed-methods approach, utilizing a survey questionnaire as the primary tool, complemented by secondary sources such as books, online resources, and other relevant materials.

Journalism, as a cornerstone of democracy, has been reshaped by the advent of the digital era, offering both transformative opportunities and significant challenges. In the Indian context, digital platforms have democratized information, amplified marginalized voices, and fostered global collaborations, as evidenced by landmark cases like the Panama Papers and the Pegasus spyware revelations. However, they have also exposed journalists to online harassment, government surveillance, misinformation, and biases in content moderation. This paper examines the dual role of digital technology in empowering and threatening journalistic freedom in India, emphasizing the need for robust legal frameworks, ethical practices, and civil society engagement. By exploring historical transitions, current challenges, and future possibilities, this study highlights the importance of safeguarding freedom of expression while leveraging digital tools to enhance transparency, inclusivity, and accountability in journalism. The paper concludes with actionable recommendations to foster a balanced, safe, and inclusive media ecosystem in the digital age.

This research paper investigates recent trends in the business landscape, examining various aspects such as technology, sustainability, globalization, and consumer behavior. It explores the dynamic shifts and emerging patterns reshaping industries and influencing the business strategies of Indian companies. This paper aims to synthesize current literature and Observational evidence to provide valuable insights for management students, entrepreneurs, policymakers, and researchers navigating the rapidly progressing business environment.

To improve the educational system, the Indian National Education Policy (NEP) 2020 places a strong emphasis on integrating technology, particularly artificial intelligence (AI). AI is acknowledged as a potent instrument that can transform several facets of education. By concentrating on the individual needs of each student, personalized learning can help adjacent the gap and improve engagement, comprehension, and academic results. Personalized learning is an educational approach that adapts the learning experience to the individual needs, interests, strengths, and learning paces of students. The traditional one-size-fits-all model frequently finds it difficult to address the diverse learning needs of students, especially in large and diverse classrooms. This paper emphasis the needs of the students in overall aspects and can participate in the curriculum in a way that best suits their learning style, this paper also go through the NEP 2020’s highlights towards the change from the traditional one-size-fits-all model to a more learner-centric approach. It also focuses on the inclusive and holistic impact of AI for personalised learning which enhances policy recognition that every learner has distinct learning needs and that the system should facilitate each learner to progress at their own pace.

Digitalization has changed the lives of modern consumers and associated business ecosystem. The ever-increasing propensity of consumers and business units now-a-days to resort to digital mode of payments and financial transactions, especially in these post pandemic years, has not only opened up new vistas of economic growth opportunities, but also has increased the consumer expectations worldwide across all industrial sectors leading to increased innovations and competitive services. This paper has been prepared on the back of a primary survey conducted across some of the leading Indian metro cities, wherein the objective was to assess the impact of the present digital wave nation-wide. Whereas the growth of e-commerce and deeper penetration of internet connectivity has aided the spread of digital transactions, the survey indicates that public convenience and overall ease of payments – anytime and anywhere – have further added fuel to this inclusive preference for digital modes in India.

Smartphones are increasingly serving as a vital tool for efficiently accessing, locating, and sharing information. However, the widespread availability of this information has led to a rise in cyber-attacks. Currently, cyber threats encompass a range of issues, including Trojans, viruses, botnets, and various toolkits. Alarmingly, 96% of smartphones lack pre-installed security software, creating a significant vulnerability that malicious cyber attackers can exploit across popular devices such as Android, iPhone, and Blackberry. Unlike traditional personal computers (PCs), which typically have security measures like firewalls, antivirus programs, and encryption, smartphones are often left unprotected. Additionally, smartphones are more susceptible to attacks as they are increasingly used for personal tasks. Today, users engage in activities such as emailing, utilizing social media platforms (like Facebook and Twitter), downloading applications, and online shopping. They also conduct financial transactions, including purchasing goods, redeeming coupons and tickets, banking, and processing point-of-sale payments. These monetary transactions are particularly appealing to cyber attackers, as they can potentially access sensitive bank account information by compromising a user's smartphone. Furthermore, the compact size and portability of smartphones enhance their convenience for personal tasks, which inadvertently creates opportunities for cyber attackers to infiltrate personal data. Therefore, this paper explores the necessity of establishing a national security policy specifically designed for mobile devices to safeguard sensitive personal information.

The integration of technology into education has fundamentally transformed the learning landscape, enhancing accessibility, inclusivity, and engagement. This paper explores the broader impact of technology on education, highlighting innovations such as virtual learning platforms, artificial intelligence, and gamification. These advancements enable personalized learning experiences and foster global connectivity, making quality education accessible to diverse populations. However, challenges such as the digital divide, data privacy concerns, and over-reliance on technology persist, posing significant barriers to equitable learning. Through case studies of platforms like Khan Academy and Google Classroom, the paper examines the duality of opportunities and obstacles in leveraging technology for education. It emphasizes the need for strategic approaches, including bridging the digital divide, teacher training, and promoting digital literacy. Ultimately, the study advocates for a balanced integration of technology to create inclusive and sustainable learning environments, ensuring education’s transformative potential is realized globally. This research highlights the pivotal role of educators, policymakers, and technology developers in shaping the future of education in a technology-driven world.

Artificial Intelligence (AI) is revolutionizing various sectors, and education is no exception. From personalized learning experiences to automated administrative tasks, AI offers innovative solutions that can increase educational accessibility, efficiency, and effectiveness. AI-powered technologies, such as intelligent tutoring systems, adaptive learning platforms, and automated grading systems are redefining traditional learning methods. AI also enhances administrative efficiency by automating tasks like grading, scheduling, and data management, freeing educators to focus on pedagogical priorities. Personalized learning enabled by AI, allows for tailored instructional content based on individual student performance, thereby promoting better engagement and improving learning outcomes. Despite its promise, challenges such as ethical concerns, data privacy, and teacher training need to be addressed. Furthermore, there is a growing need to ensure AI technologies are accessible, ethical, and equitable for all students, regardless of socioeconomic background. This paper explores the various applications of AI in education, the benefits it offers to students, teachers, and institutions, and the potential hurdles that must be overcome for its widespread adoption. It also examines the future of AI in education and how it may shape the educational landscape in the coming decades.

The paper presents a detailed exploration on Activity-Oriented Learning and the contribution of technology in education. Education has become more engaging as well as interesting for children. The new curriculum encourages the students to become active participants in the process of their education. There is shift from rote learning to experiential learning. It enhances the practical knowledge and real-world skills through activity and technology. The students are encouraged to progress with critical thinking, problem solving and various collaborative skills. The students learn to improve their social and vocational skills. As per curriculum the Activity- Oriented Learning promotes the play-way learning, inquiry-based learning, flexibility in board examinations. It also includes vocational education and skill enhancement. Activity Oriented Learning is a student-centered approach, which makes the students or the children the core of the classroom. The latest curriculum aims at making India a global knowledge superpower. The teachers get an opportunity to learn and innovate their teaching experiences through latest technology. The paper emphasizes on the crucial role, a teacher plays through activities, experiential learning assignments, gamification along with recommendation as per the latest curriculum to promote Activity-Oriented Learning in Indian and international system as well.

This research paper delves into the effects of social media on education, analysing both its positive and Instagram, and YouTube become increasingly prevalent, their influence on learning environments and teaching methodologies grows more significant. The study investigates how social media promotes collaboration, facilitates information sharing, and provides access to a wide array of learning resources. At the same time, it addresses the challenges posed by these platforms, including distractions, misinformation, and privacy concerns. Utilizing a mixed-methods approach that encompasses surveys, interviews, and a thorough literature review, this paper aims to offer a holistic understanding of how social media transforms educational experiences. It also provides recommendations for leveraging its advantages while mitigating associated risks. The findings indicate that while social media can enhance student engagement and expand learning opportunities, effective management and digital literacy are crucial for maximizing its benefits in educational contexts. Let me know if you need any further adjustments.

Social media platforms have profoundly transformed communication and education in the 21st century. This paper explores how platforms such as YouTube, Instagram, LinkedIn, and WhatsApp serve as catalysts for innovation in education, fostering collaboration, creativity, and access to diverse learning resources. Highlighting the dual nature of social media, it delves into both its potential. to revolutionize education and the challenges it poses, including distractions, misinformation, and the digital divide. By examining historical milestones in social media integration within education, this research provides a nuanced understanding of its evolving role. The paper also outlines practical strategies for educators and institutions to harness the benefits of social media while mitigating its drawbacks. Digital literacy programs and equitable access policies are presented as pivotal tools for navigating the complexities of social media in learning environments. Through a detailed discussion, this study underscores the necessity of strategic interventions to maximize the transformative potential of social media in education.